1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. Hidden Creek Dr

5838 Hidden Creek Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5838 Hidden Creek Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,823 sqft · built 2004
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$437,500 (Sep 2012)
Tax Bill$7,345 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT051500072

Property Details

APN / Parcel Number

Primary APNT051500072
Alternative APN
  • 3-157C-9469-00-0049.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,823 sqft Living Area
Gross Area5,962 sqft
1st Floor Area2,673 sqft
Basement Area2,649 sqft
Finished Basement1,150 sqft
Unfinished Basement1,499 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT051500072
Street Address5838 HIDDEN CREEK DR
CitySAINT CHARLES
StateMO
Zip63304-2461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 LOT 49
Legal SubdivisionHIDDEN CREEK #1
Legal Lot Number49
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

5838 Hidden Creek Dr is owned and occupied by two individuals who bought it in September 2012.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5838 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2012 · Amount on File
Deed SaleSep 27, 2012 · Amount on File
Deed Document Number2012734660
Deed Book / Page5863 / 2278
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5838 HIDDEN CREEK DR, SAINT CHARLES, MO 63304-2461
Document Number0000081654
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyORT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5838 HIDDEN CREEK DR ST CHARLES MO 633042461, ST CHARLES, MO 63304-2461

Mortgage

Document Number0000081654
DateOct 26, 2020
Instrument81654
Lender
NameMIDLAND STATES BK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount on Record
Term180 Months
DueOct 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5838 Hidden Creek Dr was $7,345.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,682 (-)$608,855 (-) Land $120,000 Building $488,855
2025$7,345.00$115,682$608,855 Land $120,000 Building $488,855
2023$108,268
2022$569,830 Building $569,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5838 Hidden Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5838 Hidden Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

Nearby Properties on Hidden Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures