58 Cummings, Irvine, CA 92620 Property Records

Orange County property record for 58 Cummings, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,525 sqft · built 2017
Lot Size	0.094 acres (4,101 sqft)
Owner	Individual Name on Record
Last Sale	$1,470,000 (Jun 2021)
Tax Bill	$20,270 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`551-505-18`

Property Details

APN / Parcel Number

Primary APN	`551-505-18`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,525 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	4,101 sqft (0.094 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	58 CUMMINGS
City	IRVINE
State	CA
Zip	92620-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17623 BLK LOT 47
Legal Tract	17623
Legal Lot Number	47
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3000
Census Tract	52429

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 CUMMINGS, IRVINE, CA 92620-2193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Dec 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK
Jun 16, 2021	Grant Deed, Transfer LAWYERS TITLE
Feb 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Aug 2, 2017	Grant Deed, Transfer · ARM HOMEBRIDGE FINANCIAL SERVICES INC
May 3, 2017	Grant Deed, Subdivision Related Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Feb 18, 2020
Deed Document Number	2021000399089
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	58 CUMMINGS, IRVINE, CA 92620-2193
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CUMMINGS, IRVINE, CA 92620-2193

Mortgage

Document Number	0000160682
Date	Apr 28, 2022
Instrument	2022000160682

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	58 CUMMINGS, IRVINE, CA 92620-2193
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CITYSQUARE, IRVINE, CA 92614-0171

Mortgage

Document Number	0000757473
Date	Dec 17, 2021
Instrument	2021000757473

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2051

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 16, 2021
Property Address	58 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000399089
Map Reference	MB 921 PG 1-6
Instrument Date	Jun 11, 2021
Instrument	2021000399089
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 CUMMINGS, IRVINE, CA 92620-2193

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 18, 2020
Property Address	58 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000065385
Map Reference	MB 921 PG 1-6
Instrument Date	Feb 4, 2020
Instrument	2020000065385
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	58 CUMMINGS, IRVINE, CA 92620-2193

Mortgage

Document Number	0000065386
Date	Feb 18, 2020
Instrument	2020000065386

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 2, 2017
Property Address	58 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000319078
Map Reference	MB 921 PG 1-6
Instrument Date	Jul 3, 2017
Instrument	2017000319078
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	58 CUMMINGS, IRVINE, CA 92620-2193

Mortgage

Document Number	0000319079
Date	Aug 2, 2017
Instrument	2017000319079

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	2.25%

Mortgage

Document Number	0000319079
Date	Aug 2, 2017
Instrument	2017000319079

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 3, 2017
Property Address	58 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000179722
Map Reference	MB 921 PG 1-6
Instrument Date	Apr 4, 2017
Instrument	2017000179722
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	111 RANCHO MARIA ST, LAS VEGAS, NV 89148-2751

Mortgage

Document Number	0000179723
Date	May 3, 2017
Instrument	2017000179723

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.48%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.48%
Index	1-Year LIBOR
Max Rate	8.48%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,270.00 (+3.54%) Homeowner's exemption	$1,591,174 (+4.04%) Land $990,359 Building $600,815
2023	$19,577.00 (+1.24%) Homeowner's exemption	$1,529,388 Land $951,902 Building $577,486
2022	$19,338.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Cummings

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures