51 Cummings, Irvine, CA 92620 Property Records

Orange County property record for 51 Cummings, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,894 sqft · built 2016
Lot Size	0.092 acres (4,020 sqft)
Owner	Individual Name on Record
Last Sale	$1,358,500 (Mar 2017)
Tax Bill	$20,172 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-506-01`

Property Details

APN / Parcel Number

Primary APN	`551-506-01`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,894 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	4,020 sqft (0.092 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	51 CUMMINGS
City	IRVINE
State	CA
Zip	92620-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17623 BLK LOT 41
Legal Tract	17623
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3005
Census Tract	52429

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	51 CUMMINGS, IRVINE, CA 92620-2193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	2017000110637
Record Updated	Jun 8, 2026

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 17, 2017
Property Address	51 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000110637
Map Reference	MB 921 PG 1-6
Instrument Date	Feb 6, 2017
Instrument	2017000110637
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51 CUMMINGS, IRVINE, CA 92620-2193

Mortgage

Document Number	0000110638
Date	Mar 17, 2017
Instrument	2017000110638

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,172.00 (+3.53%)	$1,576,182 (+4.04%) Land $954,949 Building $621,233
2023	$19,485.00 (+1.59%)	$1,514,978 Land $917,868 Building $597,110
2022	$19,180.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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