55 Cummings, Irvine, CA 92620 Property Records

Orange County property record for 55 Cummings, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,525 sqft · built 2016
Lot Size	0.089 acres (3,900 sqft)
Owner	Company Name on Record
Last Sale	$1,280,000 (Sep 2018)
Tax Bill	$18,549 (2025)
Deeds & Mortgages	Nov 2020 Transfer Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-506-03`

Property Details

APN / Parcel Number

Primary APN	`551-506-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,525 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	3,900 sqft (0.089 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 CUMMINGS
City	IRVINE
State	CA
Zip	92620-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17623 BLK LOT 43
Legal Tract	17623
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3005
Census Tract	52429

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	55 CUMMINGS, IRVINE, CA 92620-2193
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 25, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 10, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	0000350395
Last Transfer Date	Nov 19, 2020
Transfer Doc	0000671534
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 19, 2020
Property Address	55 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000671534
Instrument Date	Nov 3, 2020
Instrument	671534
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	55 CUMMINGS IRVINE CA 926202193, IRVINE, CA 92620-2193

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 25, 2018
Property Address	55 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000350395
Instrument Date	Sep 13, 2018
Instrument	350395
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,408.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	55 CUMMINGS IRVINE CA 926202193, IRVINE, CA 92620-2193

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 10, 2017
Property Address	55 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000100183
Map Reference	MB 921 PG 1-6
Instrument Date	Feb 6, 2017
Instrument	2017000100183
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	55 CUMMINGS, IRVINE, CA 92620-2193

Mortgage

Document Number	0000100184
Date	Mar 10, 2017
Instrument	2017000100184

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,549.00 (+3.46%) Homeowner's exemption	$1,427,863 (+4.04%) Land $838,012 Building $589,851
2023	$17,928.00 (+1.56%) Homeowner's exemption	$1,372,418 Land $805,470 Building $566,948
2022	$17,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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