54 Cummings, Irvine, CA 92620 Property Records

Orange County property record for 54 Cummings, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,525 sqft · built 2014
Lot Size	0.091 acres (3,990 sqft)
Owner	Individual Name on Record
Last Sale	$515,909 (May 2017)
Tax Bill	$20,948 (2025)
Deeds & Mortgages	May 2017 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-505-16`

Property Details

APN / Parcel Number

Primary APN	`551-505-16`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,525 sqft Living Area

Exterior

Year Built	Built 2014
Lot Area	3,990 sqft (0.091 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	54 CUMMINGS
City	IRVINE
State	CA
Zip	92620-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17623 BLK LOT 49
Legal Tract	17623
Legal Lot Number	49
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3000
Census Tract	52429

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 CUMMINGS, IRVINE, CA 92620-2193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD
May 25, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage J & P REAL ESTATE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	May 25, 2017
Deed Document Number	2017000214520
Record Updated	Jun 8, 2026

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 25, 2017
Property Address	54 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000214519
Instrument Date	May 4, 2017
Instrument	214519
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	54 CUMMINGS IRVINE CA 926202193, IRVINE, CA 92620-2193

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 25, 2017
Property Address	54 CUMMINGS, IRVINE, CA 92620-2193
Document Number	0000214520
Instrument Date	May 2, 2017
Instrument	214520
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	54 CUMMINGS IRVINE CA 926202193, IRVINE, CA 92620-2193

Mortgage

Document Number	214521
Date	May 25, 2017
Instrument	214521

Lender

Name	J & P REAL ESTATE SERVICES INC
Address	923 E VALLEY BLVD # 109, SAN GABRIEL, CA 91776-3684

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 24, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,948.00 (+3.57%) Homeowner's exemption	$1,653,819 (+4.04%) Land $1,085,230 Building $568,589
2023	$20,226.00 (+1.26%) Homeowner's exemption	$1,589,600 Land $1,043,089 Building $546,511
2022	$19,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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