576 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 576 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.5 ba · 1,924 sqft · built 2017
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Apr 2017 Construction Loan Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-28-300-510.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-28-300-510.000-027`
Alternative APN	`00001032633`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	45,738 sqft (1.05 acres)
Terrain	High
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001032633
Street Address	576 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-8015
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	IN W 1/2 SW S28 T10 R3 1.05A
Legal Range	3
Legal Township	10
Legal Section	28
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	955900

Owner

576 Freeman Rd, a mobile home, is owned and occupied by an individual.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	576 FREEMAN RD, SPENCER, IN 47460-8015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES STATE BANK
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	576 FREEMAN RD, SPENCER, IN 47460-8015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	208577
Date	Apr 18, 2017
Instrument	208577

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jan 17, 2018

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	576 FREEMAN RD, SPENCER, IN 47460-8015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	209419
Date	Jun 29, 2017
Instrument	209419

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	Jan 17, 2018

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	576 FREEMAN RD, SPENCER, IN 47460-8015
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	212495
Date	Apr 13, 2018
Instrument	212495

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	576 FREEMAN RD, SPENCER, IN 47460-8015
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 211693
Date	Jan 19, 2018
Instrument	211693

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 576 Freeman Rd was $1,973 with a homeowner's exemption, down 17% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (-17.03%) Homeowner's exemption	$314,300 Land $30,500 Building $283,800	$314,300 Land $30,500 Building $283,800
2024	$2,378.00 (+6.02%)
2023	$2,243.00 (+1.49%)	$292,200 Land $25,500 Building $266,700	$292,200 Land $25,500 Building $266,700
2022	$2,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 576 Freeman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 Freeman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freeman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures