Owen County property record for 516 Freeman Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,496 sqft · built 1940 |
| Lot Size | 0.631 acres (27,486 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $94,500 (Jun 2009) |
| Tax Bill | $1,161 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-29-400-450.000-027 |
| Primary APN | 60-10-29-400-450.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 27,486 sqft (0.631 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Lean-To | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001030050 |
|---|---|
| Street Address | 516 FREEMAN RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-8015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 S29 T10 R3 .631A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 29 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 955900 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 516 FREEMAN RD, SPENCER, IN 47460-8015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2009 · Amount on Record |
| Deed Sale | Jun 19, 2009 · Amount on Record |
| Deed Document Number | 2009180252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 516 FREEMAN RD, SPENCER, IN 47460-8015 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000216212 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 216212 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2039 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,161.00 (-6.75%) Homeowner's exemption | $204,800 (+17.57%) Land $26,500 Building $178,300 | $204,800 (+17.57%) Land $26,500 Building $178,300 |
| 2024 | $1,245.00 (+7.51%) | ||
| 2023 | $1,158.00 (+2.57%) | $174,200 Land $22,100 Building $152,100 | $174,200 Land $22,100 Building $152,100 |
| 2022 | $1,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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