Owen County property record for 482 Freeman Rd, Spencer, IN 47460
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 924 sqft · built 1992 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $307 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-29-400-470.000-027 |
| Primary APN | 60-10-29-400-470.000-027 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 20,386 sqft (0.468 acres) |
| Garage Type | Mixed |
| Garage Area | 1,168 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Central |
|---|
| Account Number | 00001032910 |
|---|---|
| Street Address | 482 FREEMAN RD |
| City | SPENCER |
| State | IN |
| Zip | 47460 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | IN E 1/2 S29 T10 R3 .150A IN E 1/2 S29 T10 R3 .318A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 29 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 955900 |
Source: Owen County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 472 FREEMAN RD, SPENCER, IN 47460-7421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 482 FREEMAN RD, SPENCER, IN 47460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 219234 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 219234 |
| Name | OUR COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IN 47460 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 1, 2040 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $307.00 (+13.7%) Homeowner's exemption | $89,500 (+24.65%) Land $21,600 Building $67,900 | $89,500 (+24.65%) Land $21,600 Building $67,900 |
| 2024 | $270.00 (-0.74%) | ||
| 2023 | $272.00 (-10.23%) | $71,800 Land $18,000 Building $53,800 | $71,800 Land $18,000 Building $53,800 |
| 2022 | $303.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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