586 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 586 Freeman Rd, Spencer, IN 47460

Property Summary

Property TypeSingle Family Home
Details1 ba · 240 sqft · built 1986
Lot Size0.81 acres (35,284 sqft)
OwnerIndividual Name on Record
Last Sale$106,300 (Oct 2020)
Tax Bill$833 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN60-10-28-300-540.000-027

Property Details

APN / Parcel Number

Primary APN60-10-28-300-540.000-027
Alternative APN
  • 00001031370

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area240 sqft Living Area
1st Floor Area240 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area35,284 sqft (0.81 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001031370
Street Address586 FREEMAN RD
CitySPENCER
StateIN
Zip47460-8015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW S28 T10 R3 .81A
Legal Range3
Legal Township10
Legal Section28
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1006
Census Tract955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address168 N MONTGOMERY ST, SPENCER, IN 47460-1316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Prior SaleOct 5, 2015 · Amount on Record
Deed Document Number2020222346
Prior Transfer DateOct 23, 2020
Prior Transfer Doc0000222346
Record UpdatedSep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOWEN IN
Recording DateOct 30, 2020
Property Address586 FREEMAN RD, SPENCER, IN 47460-8015
Document Number0000222346
Instrument DateOct 23, 2020
Instrument222346
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address168 N MONTGOMERY ST, SPENCER, IN 47460-1316

Mortgage

Document Number0000222347
DateOct 30, 2020
Instrument222347
Lender
NameOWEN COUNTY STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2050

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$833.00 (-11.57%) Homeowner's exemption$160,700 (+12.22%) Land $28,700 Building $132,000$160,700 (+12.22%) Land $28,700 Building $132,000
2024$942.00 (+7.78%)
2023$874.00 (-3.64%)$143,200 Land $23,900 Building $119,300$143,200 Land $23,900 Building $119,300
2022$907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
South Central Indiana REMC
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freeman Rd

Nearby Streets

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