489 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 489 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,432 sqft · built 1930
Lot Size	0.857 acres (37,331 sqft)
Owner	Individual Name on Record
Tax Bill	$717 (2025)
Deeds & Mortgages	Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`60-10-28-300-480.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-28-300-480.000-027`
Alternative APN	`00001031181`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	704 sqft
Finished Basement	704 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Construction Type	Wood
Roof Material	Asphalt
Lot Area	37,331 sqft (0.857 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001031181
Street Address	489 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW SW S28 T10 R3 .857A WILMA PRATT RETAINS LIFE ESTATE
Legal Range	3
Legal Township	10
Legal Section	28
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	489 FREEMAN RD, SPENCER, IN 47460-7421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 16, 2018
Transfer Doc	214652
Record Updated	Sep 20, 2026

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Nov 16, 2018
Property Address	489 FREEMAN RD, SPENCER, IN 47460-7421
Document Number	214652
Instrument Date	Nov 16, 2018
Instrument	214652
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	489 FREEMAN RD, 489, SPENCER, IN 47460-7421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	00000

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (-7.6%) Homeowner's exemption	$144,900 (+15.46%) Land $28,800 Building $116,100	$144,900 (+15.46%) Land $28,800 Building $116,100
2024	$776.00 (+8.68%)
2023	$714.00 (+1.85%)	$125,500 Land $24,000 Building $101,500	$125,500 Land $24,000 Building $101,500
2022	$701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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