Monroe County property record for 575 Ruff Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,983 sqft · built 1967 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,000 (Apr 2021) |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-979-076-00 |
| Primary APN | 07-979-076-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 1,983 sqft Living Area |
| 1st Floor Area | 1,983 sqft |
| Basement Area | 1,299 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 272 ft deep x 90 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 575 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A-RESIDE |
| Legal Description | F-76 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 3 LOT 76 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS 3 |
| Legal Lot Number | 76 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Intrafamily Transfer, Transfer |
| Mar 23, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Apr 1, 2021 | Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE |
| Jul 27, 2020 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 28, 2017 | Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on Record |
| Deed Sale | Apr 1, 2021 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 20218334 |
| Last Transfer Date | Sep 28, 2023 |
| Transfer Doc | 0000014348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 28, 2023 |
| Property Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 0000014348 |
| Map Reference | LB 10 PG 7 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023R14348 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | BARRISTERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 205 SCOTT ST, MONROE, MI 48161-2130 |
| Document Number | 2021R07509 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021R07509 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Apr 1, 2021 |
| Property Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 2021R08334 |
| Map Reference | LB 10 PG 7 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021R08334 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,092.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 575 RUFF DR, 575, MONROE, MI 48162-3538 |
| Name | Verified Name |
|---|---|
| Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014465 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020R14465 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 28, 2017 |
| Property Address | 575 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 2017R23607 |
| Map Reference | LB 10 PG 7 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017R23607 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3435 SAINT CLAIR SHORES BLVD, EAST CHINA, MI 48054-1578 |
| Document Number | 0000023608 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017R23608 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,800 (+22.76%) | $323,600 (+22.76%) | |
| 2025 | $1,624.00 (-60.22%) Homeowner's exemption | ||
| 2023 | $4,082.00 Homeowner's exemption | $131,800 | $263,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Oct 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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