607 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 607 Ruff Dr, Monroe, MI 48162 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 1966
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2018)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-979-074-00`

Property Details

APN / Parcel Number

Primary APN	`07-979-074-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,320 sqft Living Area
1st Floor Area	2,320 sqft
Basement Area	2,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	607 RUFF DR
City	MONROE
State	MI
Zip	48162-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F-74 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 3 LOT 74
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODRUFF HEIGHTS 3
Legal Lot Number	74
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County records · APN 07-979-074-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	607 RUFF DR, MONROE, MI 48162-3557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 15, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 15, 2018	Warranty Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Jul 05, 2011 · Amount on Record
Deed Document Number	201814466
Prior Transfer Date	Aug 06, 2018
Prior Transfer Doc	0000014467
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	607 RUFF DR, MONROE, MI 48162-3557
Transaction Type	Mortgage
Record Updated	Sep 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 RUFF DR, MONROE, MI 48162-3557

Mortgage

Document Number	0000012085
Date	Aug 15, 2023
Instrument	2023R12085

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	607 RUFF DR, MONROE, MI 48162-3557
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 RUFF DR, MONROE, MI 48162-3557

Mortgage

Document Number	0000013421
Date	Jun 30, 2022
Instrument	2022R13421

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	607 RUFF DR, MONROE, MI 48162-3557
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 RUFF DR, MONROE, MI 48162-3557

Mortgage

Document Number	2021R05797
Date	Mar 03, 2021
Instrument	2021R05797

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Aug 15, 2018
Property Address	607 RUFF DR, MONROE, MI 48162-3557
Document Number	0000014467
Instrument Date	Aug 06, 2018
Instrument	14467
Transaction Type	Transfer
Record Updated	Sep 05, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 RUFF DR MONROE MI 48162, MONROE, MI 48162

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 15, 2018
Property Address	607 RUFF DR, MONROE, MI 48162-3557
Document Number	2018R14466
Map Reference	LB 10 PG 7
Instrument Date	Aug 06, 2018
Instrument	2018R14466
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 TOLL ST, 433, MONROE, MI 48162-2846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 RUFF DR, MONROE, MI 48162-3555

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,800 (+26.96%)	$443,600 (+26.96%)
2025	$1,206.00 (-60.09%) Homeowner's exemption
2023	$3,022.00 Homeowner's exemption	$174,700	$349,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158314003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2000)
Most Recent Claim	Oct 2000, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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