Monroe County property record for 545 Ruff Dr, Monroe, MI 48162 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,550 sqft Living Area |
| Lot Size | 29,185 sqft (0.67 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2022) |
| Tax Bill | $1,608.00 (2025) |
Source: Monroe County records · APN 07-979-077-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 RUFF DR, MONROE, MI 48162-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 01, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BROKER SOLUTIONS INC |
| Jul 05, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BROKER SOLUTIONS INC |
| May 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2022 · Amount on Record |
| Deed Sale | Jul 05, 2022 · Amount on Record |
| Prior Sale | May 25, 2000 · Amount on Record |
| Deed Doc Number | 202213572 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 0000013357 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 545 RUFF DR, MONROE, MI 48162-3538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1217 UNION ST, MONROE, MI 48161-4042 |
| Document Number | 0000015371 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2022R15371 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 05, 2022 |
| Property Address | 545 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 0000013572 |
| Map Reference | LB 10 PG 7 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022R13572 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 RUFF DR, MONROE, MI 48162-3538 |
| Name | Verified Name |
|---|---|
| Address | 545 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 0000015371 |
|---|---|
| Date | Jul 05, 2022 |
| Instrument | 2022R15371 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 17, 2021 |
| Property Address | 545 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 2021R13357 |
| Map Reference | LB 10 PG 74 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021R13357 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 477 BOGEY CT, MONROE, MI 48162-8848 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,600 (+23.23%) | $317,200 (+23.23%) | |
| 2025 | $1,608.00 (-40.47%) Homeowner's exemption | ||
| 2023 | $2,701.00 Homeowner's exemption | $128,700 | $257,400 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-979-077-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,550 sqft Living Area |
| 1st Floor | 1,550 sqft 1st Floor |
| Basement Area | 1,182 sqft Basement |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch Style |
| Lot Area | 29,185 sqft (0.67 acres) |
| Depth X Width | 318 ft x 92 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 506 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 545 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | F-77 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 3 LOT 77 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS 3 |
| Legal Lot Number | 77 |
| Jurisdiction | MONROE MI |
| Minor Civil Division | FRENCHTOWN |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
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