Monroe County property record for 501 Ruff Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,300 sqft · built 1959 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (May 2018) |
| Tax Bill | $4,864 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-979-078-00 |
| Primary APN | 07-979-078-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Dimensions | 358 ft deep x 88 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 501 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F-78 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 3 LOT 78 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS 3 |
| Legal Lot Number | 78 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 501 RUFF DR, MONROE, MI 48162-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit MONROE COMMUNITY CU |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage MONROE BANK & TRUST |
| Dec 29, 2016 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN LEGACY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 20189542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 501 RUFF DR, MONROE, MI 48162-3538 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Title Company | LAWYERS TITLE AGCY OF MONROE |
| Name | Verified Name |
|---|---|
| Address | 501 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 0000018736 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022R18736 |
| Name | MONROE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, MI 48162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 9, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 501 RUFF DR, MONROE, MI 48162-3538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013276 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018R13276 |
| Name | MONROE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 30, 2018 |
| Property Address | 501 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 2018R09542 |
| Map Reference | LB 10 PG 7 |
| Instrument Date | May 25, 2018 |
| Instrument | 2018R09542 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,365.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 N ROESSLER ST, MONROE, MI 48162-2836 |
| Document Number | 0000009543 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018R09543 |
| Name | MONROE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 501 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 0000006781 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 501 RUFF DR MONROE MI 481623538, MONROE, MI 48162-3538 |
| Document Number | 0000006781 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 6781 |
| Name | MICHIGAN LEGACY CU |
|---|---|
| Address | PONTIAC, MI 48324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 6, 2032 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,700 (+36.51%) Land $187,700 | $375,400 (+36.51%) Land $375,400 | |
| 2025 | $4,864.00 (+14.21%) Homeowner's exemption | ||
| 2023 | $4,259.00 Homeowner's exemption | $137,500 | $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Oct 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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