Monroe County property record for 494 Ruff Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,427 sqft · built 1956 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,391 (2025) |
| Deeds & Mortgages | Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-979-051-00 |
| Primary APN | 07-979-051-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,427 sqft Living Area |
| 1st Floor Area | 1,427 sqft |
| Basement Area | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 214 ft deep x 89 ft wide |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 494 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | SEC 25 T6S R8E WOODRUFF HEIGHTS NO 3 LOT 51 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS 3 |
| Legal Lot Number | 51 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
494 Ruff Dr is owned and occupied by two individuals who acquired it in July 2019.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 RUFF DR, MONROE, MI 48162-3525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2019 |
| Transfer Doc | 0000012764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 1, 2019 |
| Property Address | 494 RUFF DR, MONROE, MI 48162-3525 |
| Document Number | 0000012764 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 12764 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 494 RUFF DR MONROE MI 481623525, MONROE, MI 48162-3525 |
The 2025 property tax bill for 494 Ruff Dr was $2,391 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,500 Land $137,500 | $275,000 Land $275,000 | |
| 2025 | $2,391.00 Homeowner's exemption | ||
| 2023 | $2,093.00 Homeowner's exemption | $106,200 | $212,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Ruff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Oct 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Ruff Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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