Kane County property record for 573 Division St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1891 |
| Square Footage | 1,880 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $123,000 (1999) |
| Tax Bill | $6,238.00 (2025) |
| Primary APN | 06-13-262-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,840 sqft Gross Area |
| Basement Area | 960 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Construction Type | Frame Construction |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 134 ft x 44 ft Depth x Width |
| Street Address | 573 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5744 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CENTRAL PARK ADDN WEST 27.5 FT LOTS 2 & 4 EAST 16 FT LOTS 1 & 3 BLOCK 2 |
| Legal Subdivision | CENTRAL PARK ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1-4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-13-262-005
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 573 DIVISION ST, ELGIN, IL 60120-5744 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CMG FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 1999 · Amount on Record |
| Deed Sale | Aug 06, 1999 · Amount on Record |
| Prior Sale | Feb 27, 1996 |
| Deed Doc Number | 199977391 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 573 DIVISION ST, ELGIN, IL 60120-5744 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010632 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022K010632 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 573 DIVISION ST, ELGIN, IL 60120-5744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001970 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021K001970 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 25, 2017 |
| Property Address | 573 DIVISION ST, ELGIN, IL 60120-5744 |
| Document Number | 0000020608 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 20608 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 647 JAY ST ELGIN IL 601207918, ELGIN, IL 60120-7918 |
| Document Number | 20609 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 20609 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583-1382 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Rate | 4.75% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,238.00 (+15.84%) Homeowner's exemption | ||
| 2024 | $82,685 (+21.4%) Land $13,355 Building $69,330 | $248,154 (+21.44%) Land $40,081 Building $208,073 | |
| 2022 | $5,385.00 (+4.64%) Homeowner's exemption | $68,112 (+6.96%) Land $11,001 Building $57,111 | $204,336 (+6.96%) Land $33,003 Building $171,333 |
| 2021 | $5,146.00 Homeowner's exemption | $63,680 Land $10,285 Building $53,395 | $191,040 Land $30,855 Building $160,185 |
573 Division St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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