Kane County property record for 564 Division St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,904 sqft · built 1885 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $185,000 (Feb 2021) |
| Tax Bill | $6,801 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Feb 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-256-018 |
| Primary APN | 06-13-256-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 2,937 sqft |
| Basement Area | 1,033 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Frame |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 564 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEBBS 2ND SUB LOT 4 BLOCK 5 |
| Legal Subdivision | WEBBS 2ND SUB |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 851400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County assessment roll, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 564 DIVISION ST, ELGIN, IL 60120-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 5, 2021 | Trustee's Deed, Foreclosure · FHA Mortgage GENEVA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | Jul 2, 1996 · Amount on Record |
| Deed Document Number | 20219712 |
| Prior Transfer Date | Jan 8, 2020 |
| Prior Transfer Doc | 0000004363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 564 DIVISION ST, ELGIN, IL 60120-5745 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 564 DIVISION ST, ELGIN, IL 60120-5745 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030458 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023K030458 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Feb 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 5, 2021 |
| Property Address | 564 DIVISION ST, ELGIN, IL 60120-5745 |
| Document Number | 0000009712 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2021K009712 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 564 DIVISION ST, ELGIN, IL 60120-5745 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 564 DIVISION ST, ELGIN, IL 60120-5745 |
| Document Number | 0000009713 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021K009713 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,801.00 (+15.84%) Homeowner's exemption | ||
| 2024 | $89,484 (+21.4%) Land $18,611 Building $70,873 | $268,559 (+21.44%) Land $55,855 Building $212,704 | |
| 2022 | $5,871.00 (+4.6%) Homeowner's exemption | $73,713 (+6.96%) Land $15,331 Building $58,382 | $221,139 (+6.96%) Land $45,993 Building $175,146 |
| 2021 | $5,613.00 Homeowner's exemption | $68,916 Land $14,333 Building $54,583 | $206,748 Land $42,999 Building $163,749 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures