Kane County property record for 515 Division St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,302 sqft · built 1910 |
| Lot Size | 0.194 acres (8,448 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,982 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-261-005 |
| Primary APN | 06-13-261-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 1,980 sqft |
| Basement Area | 678 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 8,448 sqft (0.194 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 515 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEBBS 2ND SUB LOT 13 BLOCK 6 |
| Legal Subdivision | WEBBS 2ND SUB |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 851301 |
Source: Kane County records · APN 06-13-261-005
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 DIVISION ST, ELGIN, IL 60120-5705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,982.00 (+3.17%) Homeowner's exemption | $81,309 (+8.57%) Land $18,744 Building $62,565 | $244,025 (+8.57%) Land $56,255 Building $187,770 |
| 2024 | $74,890 (+21.39%) Land $17,264 Building $57,626 | $224,760 (+21.44%) Land $51,813 Building $172,947 | |
| 2022 | $4,829.00 (+4.75%) Homeowner's exemption | $61,693 (+6.96%) Land $14,222 Building $47,471 | $185,079 (+6.96%) Land $42,666 Building $142,413 |
| 2021 | $4,610.00 Homeowner's exemption | $57,679 Land $13,297 Building $44,382 | $173,037 Land $39,891 Building $133,146 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 520 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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