Kane County property record for 505 Division St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,109 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jan 2022) |
| Tax Bill | $7,767 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-261-001 |
| Primary APN | 06-13-261-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,109 sqft Living Area |
| Gross Area | 4,740 sqft |
| Basement Area | 1,631 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 505 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEBBS 2ND ADDN LOT 12 BLOCK 6 |
| Legal Subdivision | WEBBS 2ND ADDN |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 505 DIVISION ST, ELGIN, IL 60120-5705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2004 · Amount on Record |
| Deed Document Number | 20221915 |
| Prior Transfer Date | Apr 2, 2004 |
| Prior Transfer Doc | 0000051885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 11, 2022 |
| Property Address | 505 DIVISION ST, ELGIN, IL 60120-5705 |
| Document Number | 0000001915 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 2022K001915 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38W238 HIGHLAND AVE, 38W238, ELGIN, IL 60124-8394 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 505 DIVISION ST, ELGIN, IL 60120-5705 |
| Document Number | 0000001916 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022K001916 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,767.00 (+3.49%) | ||
| 2024 | $7,505.00 (+32.08%) | $93,780 (+31.11%) Land $17,356 Building $76,424 | $281,453 (+31.16%) Land $52,089 Building $229,364 |
| 2022 | $5,682.00 (+4.62%) Homeowner's exemption | $71,529 (+6.96%) Land $14,297 Building $57,232 | $214,587 (+6.96%) Land $42,891 Building $171,696 |
| 2021 | $5,431.00 Homeowner's exemption | $66,875 Land $13,367 Building $53,508 | $200,625 Land $40,101 Building $160,524 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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