Kane County property record for 491 Division St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,261 sqft · built 1920 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,124 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-258-011 |
| Primary APN | 06-13-258-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 1,261 sqft |
| Basement Area | 1,261 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Lot Area | 5,100 sqft (0.117 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 491 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEBBS SUB OUTLOTS 5, 6, 7, & 8 OF SEC 13-41-8 WEST 60 FT SOUTH 19 FT LOT 2 & WEST 60 FT LOT 3 BLOCK 4 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 13 |
| Legal Subdivision | WEBBS SUB |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 491 DIVISION ST, ELGIN, IL 60120-5763 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 18, 2025 |
| Transfer Doc | 0000007896 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,124.00 (-8.03%) | $76,071 (+8.57%) Land $14,465 Building $61,606 | $228,304 (+8.57%) Land $43,412 Building $184,892 |
| 2024 | $70,066 (+21.39%) Land $13,323 Building $56,743 | $210,282 (+21.44%) Land $39,985 Building $170,297 | |
| 2022 | $4,484.00 (+4.79%) Homeowner's exemption | $57,718 (+6.96%) Land $10,975 Building $46,743 | $173,154 (+6.96%) Land $32,925 Building $140,229 |
| 2021 | $4,279.00 Homeowner's exemption | $53,962 Land $10,261 Building $43,701 | $161,886 Land $30,783 Building $131,103 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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