Calvert County property record for 35 Cross Point Dr, Owings, MD 20736 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,712 sqft Total Area |
| Lot Size | 67,518 sqft (1.55 acres) |
| Garage | Mixed, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,849.00 (2025) |
| Primary APN | 03-154726 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,712 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 67,518 sqft (1.55 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 432 sqft Deck |
| Porch Area | 352 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 154726 |
|---|---|
| Street Address | 35 CROSS POINT DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3320 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 46 PLAT 3 CROSS POINT |
| Legal Subdivision | CROSS POINT |
| Legal Lot Number | 46 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154726
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Al (and Others) - Vendor Data Only |
| Date | Document |
|---|---|
| Oct 17, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage ACCELERATE MORTGAGE LLC |
| Oct 05, 2022 | Intrafamily Transfer, Transfer |
| Aug 05, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage ACCELERATE MTG LLC |
| Jun 15, 2020 | Quit Claim Deed, Transfer · Veterans Administration Mortgage ACCELERATE MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 |
| Deed Sale | Jun 15, 2020 |
| Prior Sale | Sep 28, 1999 · Amount on Record |
| Deed Book / Page | 5615 / 45 |
| Last Transfer Date | Sep 30, 2022 |
| Transfer Doc | 0063540102 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 35 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | PREMIUM TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0052690263 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 5269/263 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 35 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 35 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0061070364 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 6107/364 |
| Name | ACCELERATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19713 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 05, 2022 |
| Property Address | 35 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0063540102 |
| Book / Page | 6354 / 102 |
| Map Reference | MB ABE 4 PG 228 |
| Instrument Date | Sep 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 35 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 35 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0056910338 |
| Instrument Date | Aug 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | CLIENT FIRST TITLE INC, CLIENTFIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 35 CROSS POINT DR OWINGS MD 207363320, OWINGS, MD 20736-3320 |
| Document Number | 0056910338 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 005691/000338 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 07, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 15, 2020 |
| Property Address | 35 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0056150045 |
| Book / Page | 005615 / 000045 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | VISIONET SERVICES, VISIONET SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 35 CROSS POINT DR OWINGS MD 207363320, OWINGS, MD 20736-3320 |
| Document Number | 56150049 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 005615/000049 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $537,533 (+1.98%) | $558,400 (+5.94%) Land $195,500 Building $362,900 | |
| 2025 | $5,849.00 (+17.5%) Homeowner's exemption | $527,100 (+1%) Land $195,500 Building $331,600 | $527,100 (-) Land $195,500 Building $331,600 |
| 2023 | $4,978.00 Homeowner's exemption | $479,167 | $527,100 Land $195,500 Building $331,600 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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