Calvert County property record for 39 Cross Point Dr, Owings, MD 20736 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,344 sqft · built 2001 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $564,000 (Jul 2019) |
| Tax Bill | $5,885 (2023) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-154718 |
| Primary APN | 03-154718 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,344 sqft Total Area |
| 1st Floor Area | 2,172 sqft |
| Basement Area | 806 sqft |
| Finished Basement | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Built-in |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 525 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 154718 |
|---|---|
| Old Parcel Number | 3154718 |
| Street Address | 39 CROSS POINT DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 45R PLAT 3 CROSS POINT |
| Legal Subdivision | CROSS POINT |
| Legal Lot Number | 45R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154718
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit TREASURY DEPARTMENT FCU |
| Jul 17, 2019 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on Record |
| Deed Sale | Jul 17, 2019 · Amount on Record |
| Prior Sale | Jul 29, 2015 · Amount on Record |
| Deed Document Number | 0005394476 |
| Deed Book / Page | 5394 / 476 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 39 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0062620451 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 6262/451 |
| Name | TREASURY DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 17, 2019 |
| Property Address | 39 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Document Number | 0053940476 |
| Book / Page | 005394 / 000476 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | TITLEMAX CORPORATION, TITLEMAX CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 CROSS POINT DR OWINGS MD 207363320, OWINGS, MD 20736-3320 |
| Document Number | 53940482 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 005394/000482 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2049 |
Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,885.00 | $566,433 | $630,100 Land $190,900 Building $439,200 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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