Morgan County property record for 57 Cotaco Florette Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,680 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-36-0-003-003.000 |
| Primary APN | 10-07-36-0-003-003.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Pool Area | 512 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 74442 |
|---|---|
| Street Address | 57 COTACO FLORETTE RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NE COR NE1/4 OF SW1/4 SEC 36 T6S R2W TH SO 54 DEG 58' W 587.8' SO 27 DEG 58' W 287' TO PT ON W MARGIN SINCLA IRBRIDGE |
| Legal Range | 2W |
| Legal Township | 6S |
| Legal Section | 36 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5701 |
Source: Morgan County records · APN 10-07-36-0-003-003.000
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3300 LOGGERS PL SW, DECATUR, AL 35603-2116 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 20, 2026 |
| Property Address | 57 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5465 |
| Document Number | 2026031255 |
| Book / Page | 2026 / 31255 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 2026031255, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 2026/31255 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165.00 | $15,580 (-) Land $1,390 Building $14,190 | $155,800 (-) Land $13,900 Building $141,900 |
| 2024 | $15,580 (-5%) Land $1,390 Building $14,190 | $155,800 (-) Land $13,900 Building $141,900 | |
| 2023 | $1,165.00 (+5.24%) | $31,160 (+5.2%) Land $2,780 Building $28,380 | $155,800 (+5.2%) Land $13,900 Building $141,900 |
| 2022 | $1,107.00 | $29,620 Land $2,520 Building $27,100 | $148,100 Land $12,600 Building $135,500 |
Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 18 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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