355 Cotaco Florette Rd, Somerville, AL 35670 Property Records

Morgan County property record for 355 Cotaco Florette Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,634 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2021)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-01-01-0-000-002.003`

Property Details

APN / Parcel Number

Primary APN	`17-01-01-0-000-002.003`
Alternative APNs	`65635` `82311`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,634 sqft Living Area
1st Floor Area	3,672 sqft
Upper Floors Area	962 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	82311
Street Address	355 COTACO FLORETTE RD
City	SOMERVILLE
State	AL
Zip	35670-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF N1/2 OF NW1/4 OF SEC 1, T7S, R2W TH SO 1331..87', TH E 1099.72' TO TPOB TH N 449.5', TH E 512.72' TO W R/W O
Legal Range	2W
Legal Township	7S
Legal Section	01
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1010
Census Tract	5701

Owner

Source: Morgan County records · APN 17-01-01-0-000-002.003

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	355 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2021 · Amount on Record
Deed Sale	Oct 01, 2021 · Amount on Record
Deed Book / Page	2021 / 10481
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	355 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5403
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/55472
Date	Oct 01, 2021
Book Page	2021/55472

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	164 Months
Due	Jun 05, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	355 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5403
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/29137
Date	Sep 12, 2017
Book Page	MTG2017/29137
Instrument	MTG2017-29137

Lender

Name	BANK INDEPENDENT
Type	Bank
Address	SHEFFIELD, AL 35660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (-1.12%)	$55,880 (-1.08%) Land $6,060 Building $49,820	$558,800 (-1.08%) Land $60,600 Building $498,200
2024		$56,490 (-1.09%) Land $6,060 Building $50,430	$564,900 (-1.09%) Land $60,600 Building $504,300
2023	$2,059.00 (+15.03%) Homeowner's exemption	$57,110 (+15.79%) Land $6,060 Building $51,050	$571,100 (+15.79%) Land $60,600 Building $510,500
2022	$1,790.00 Homeowner's exemption	$49,320 Land $5,500 Building $43,820	$493,200 Land $55,000 Building $438,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 6 locations within half a mile of this property.

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