Morgan County property record for 522 Cotaco Florette Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,716 sqft · built 1948 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Aug 2021) |
| Tax Bill | $445 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 17-01-01-0-000-009.000 |
| Primary APN | 17-01-01-0-000-009.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,716 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 709980 |
|---|---|
| Street Address | 522 COTACO FLORETTE RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NE COR OF SW1/4; SEC 1 T7S R2W TH W 880' TO POB; TH CONT W 260' 210'S TO E LINE OF CO RD 35; TH SE'LY 205'; TH E 170'S |
| Legal Range | 2W |
| Legal Township | 7S |
| Legal Section | 01 |
| Legal Block | 1 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5701 |
Source: Morgan County records · APN 17-01-01-0-000-009.000
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Deed Book / Page | 2021 / 8846 |
| Prior Transfer Date | May 13, 2021 |
| Prior Transfer Doc | 2021005437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Aug 24, 2021 |
| Property Address | 522 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5407 |
| Document Number | 02021/8846 |
| Book / Page | 2021 / 8846 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5407 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5407 |
| Investor | Possibly a Property Investor |
| Document Number | 0202147264 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021/47264 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $445.00 | $13,320 (-) Land $990 Building $12,330 | $133,200 (-) Land $9,900 Building $123,300 |
| 2024 | $13,320 (-) Land $990 Building $12,330 | $133,200 (-) Land $9,900 Building $123,300 | |
| 2023 | $445.00 (+13.81%) Homeowner's exemption | $13,320 (+11.93%) Land $990 Building $12,330 | $133,200 (+11.93%) Land $9,900 Building $123,300 |
| 2022 | $391.00 Homeowner's exemption | $11,900 Land $900 Building $11,000 | $119,000 Land $9,000 Building $110,000 |
Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 16 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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