519 Cotaco Florette Rd, Somerville, AL 35670 Property Records

Morgan County property record for 519 Cotaco Florette Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1948
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$61,500 (Jul 2017)
Tax Bill	$173 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`17-01-01-0-000-021.000`

Property Details

APN / Parcel Number

Primary APN	`17-01-01-0-000-021.000`
Alternative APNs	`110099` `42821`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Location & Zoning

Account Number	110099
Street Address	519 COTACO FLORETTE RD
City	SOMERVILLE
State	AL
Zip	35670-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF E1/2 OF SW1/4 OF SEC 1, T7S, R2W, TH E 167', TH SE'LY ALG CENTERLINE OF COTACO-FLORETTE RD 205', TH W 204',
Legal Range	2W
Legal Township	7S
Legal Section	01
Legal Block	2
Legal Lot Number	1
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1046
Census Tract	5701

Owner

Source: Morgan County records · APN 17-01-01-0-000-021.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	519 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT
Jul 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Jun 02, 2006 · Amount on Record
Deed Book / Page	2017 / 5840
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 30, 2023
Property Address	519 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5408
Document Number	02023/5707
Book / Page	2023 / 5707
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6292 HIGHWAY 36 E, SOMERVILLE, AL 35670-5346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5408

Mortgage

Document Number	0202320680
Date	Jun 30, 2023
Instrument	2023/20680

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 30, 2023
Property Address	519 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5408
Document Number	02023/5707
Book / Page	2023 / 5707
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6292 HIGHWAY 36 E, SOMERVILLE, AL 35670-5346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5408

Mortgage

Document Number	2023/20680
Date	Jun 30, 2023
Book Page	2023/20680

Lender

Name	BANK INDEPENDENT
Type	Bank
Address	FLORENCE, AL 35630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 12, 2017
Property Address	519 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5408
Document Number	DEED2017/05840
Book / Page	DEED2017 / 05840
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Tax	$61.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5408

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$173.00 (-39.93%) Homeowner's exemption	$6,070 (-) Land $1,240 Building $4,830	$60,700 (-) Land $12,400 Building $48,300
2024		$6,070 (-33.59%) Land $1,240 Building $4,830	$60,700 (-33.59%) Land $12,400 Building $48,300
2023	$288.00 (+13.83%) Homeowner's exemption	$9,140 (+11.6%) Land $1,240 Building $7,900	$91,400 (+11.6%) Land $12,400 Building $79,000
2022	$253.00 Homeowner's exemption	$8,190 Land $1,130 Building $7,060	$81,900 Land $11,300 Building $70,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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