370 Cotaco Florette Rd, Somerville, AL 35670 Property Records

Morgan County property record for 370 Cotaco Florette Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,561 sqft · built 1991
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`17-01-01-0-000-002.001`

Property Details

APN / Parcel Number

Primary APN	`17-01-01-0-000-002.001`
Alternative APNs	`42801` `67435`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,561 sqft Living Area
1st Floor Area	1,757 sqft
Upper Floors Area	1,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	67435
Street Address	370 COTACO FLORETTE RD
City	SOMERVILLE
State	AL
Zip	35670-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE COR OF NE1/4 OF NW1/4 OF SEC 1, T7S, R2W, TH SO 881.23', TO TPOB. TH CONT SO 446.47', TH W 994.02, TH NE'LY ALG E'L
Legal Range	2W
Legal Township	7S
Legal Section	01
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1009
Census Tract	5701

Owner

Source: Morgan County records · APN 17-01-01-0-000-002.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	370 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	370 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5402
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/60592
Date	Dec 30, 2020
Book Page	2020/60592

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 01, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	370 COTACO FLORETTE RD, SOMERVILLE, AL 35670-5402
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/35740
Date	Oct 21, 2019
Book Page	2019/35740

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2034

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00	$45,320 (-) Land $4,810 Building $40,510	$453,200 (-) Land $48,100 Building $405,100
2024		$45,320 (-) Land $4,810 Building $40,510	$453,200 (-) Land $48,100 Building $405,100
2023	$1,373.00 (+12.08%) Homeowner's exemption Senior Citizen's exemption	$45,320 (+11.82%) Land $4,810 Building $40,510	$453,200 (+11.82%) Land $48,100 Building $405,100
2022	$1,225.00 Homeowner's exemption	$40,530 Land $4,370 Building $36,160	$405,300 Land $43,700 Building $361,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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