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5691 Merlin Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5691 Merlin Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,105 sqft · built 1991
Lot Size0.346 acres (15,072 sqft)
Owner2 Owner Names on File
Last Sale$138,000 (May 2011)
Tax Bill$2,255 (2025)
Deeds & MortgagesMay 2023 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN87084

Property Details

APN / Parcel Number

Primary APN87084
Alternative APN
  • 232630003200010130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,105 sqft Heated Area
Gross Area2,859 sqft
1st Floor Area2,105 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,072 sqft (0.346 acres)
Lot Dimensions155 ft deep x 96 ft wide
Garage TypeFinished
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area248 sqft
Deck Area510 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number87084
Street Address5691 MERLIN WAY
CitySAINT CLOUD
StateFL
Zip34772-7045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMELOT UNIT 4 PB 6 PG 44 LOT 13
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCAMELOT
Legal Tract32
Legal Block1
Legal Lot Number13
Legal Unit4P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43304

Owner

Source: Osceola County records · APN 87084

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5691 MERLIN WAY, SAINT CLOUD, FL 34772-7045
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Sep 01, 2017Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2011 · Amount on Record
Deed SaleMay 09, 2011 · Amount on Record
Prior SaleMay 01, 1998 · Amount on Record
Deed Document Number2011061466
Deed Book / Page4126 / 2167
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5691 MERLIN WAY, SAINT CLOUD, FL 34772-7045
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5691 MERLIN WAY, SAINT CLOUD, FL 34772-7045

Mortgage

Document Number0064101727
DateMay 19, 2023
Book Page6410/1727
Instrument2023064654
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5691 MERLIN WAY, SAINT CLOUD, FL 34772-7045
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052041359
DateSep 01, 2017
Book Page5204/1359
Instrument2017127232
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,255.00 (+6.87%) Homeowner's exemption$168,888 (+5.99%)$387,600 (+11.86%) Land $85,000 Building $302,600
2023$2,110.00 (+4.04%) Homeowner's exemption$159,349 (+3%)$346,500 (+14.55%) Land $70,000 Building $276,500
2022$2,028.00 Homeowner's exemption$154,708$302,500 Land $65,000 Building $237,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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