Osceola County property record for 5689 Merlin Way, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,024 sqft Living Area |
| Lot Size | 14,505 sqft (0.333 acres) |
| Garage | Attached, 441 sqft |
| Last Sale | $445,000 (2024) |
| Tax Bill | $1,982.00 (2024) |
| Primary APN | 23-26-30-0032-0001-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,750 sqft Gross Area |
| 1st Floor | 2,024 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,505 sqft (0.333 acres) |
| Depth X Width | 165 ft x 87.5 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 284 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5689 MERLIN WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAMELOT UNIT 4 PB 6 PG 44 LOT 12 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | CAMELOT UNIT 4 |
| Legal Tract | 32 |
| Legal Block | 120 |
| Legal Lot Number | 12 |
| Legal Unit | 4P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 43304 |
Source: Osceola County records · APN 23-26-30-0032-0001-0120
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1605 CHRISTA CT, SAINT CLOUD, FL 34772-9149 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 24, 2024 | Correction Deed UNKNOWN, THE CLOSING AGENT LLC |
| Oct 02, 2024 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Jul 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2024 · Amount on Record |
| Deed Sale | Oct 02, 2024 · Amount on Record |
| Prior Sale | May 26, 2005 · Amount on Record |
| Deed Doc Number | 2024126546 |
| Deed Book / Page | 6674 / 768 |
| Prior Transfer Date | Sep 11, 2024 |
| Prior Transfer Doc | 0066832374 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 24, 2024 |
| Property Address | 5689 MERLIN WAY, SAINT CLOUD, FL 34772-7045 |
| Document Number | 0066832374 |
| Book / Page | 6683 / 2374 |
| Map Reference | MB 6 PG 44 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 2024135367 |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, THE CLOSING AGENT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 226 FALLS VILLAGE DR, DURHAM, NC 27703-7216 |
| Name | Verified Name |
|---|---|
| Address | 5689 MERLIN WAY, SAINT CLOUD, FL 34772-7045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 02, 2024 |
| Property Address | 5689 MERLIN WAY, SAINT CLOUD, FL 34772-7045 |
| Document Number | 0066740768 |
| Book / Page | 6674 / 768 |
| Map Reference | MB 6 PG 44 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 2024126546 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 FALLS VILLAGE DR, DURHAM, NC 27703-7216 |
| Name | Verified Name |
|---|---|
| Address | 1605 CHRISTA CT, SAINT CLOUD, FL 34772-9149 |
| Document Number | 2024126547 |
|---|---|
| Date | Oct 02, 2024 |
| Instrument | 2024126547 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 14, 2020 |
| Property Address | 5689 MERLIN WAY, SAINT CLOUD, FL 34772-7045 |
| Document Number | 0057532971 |
| Book / Page | 005753 / 002971 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 90948 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 5689 MERLIN WAY ST CLOUD FL 347727045, ST CLOUD, FL 34772-7045 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,324.00 (+219.07%) | $406,200 (+164.18%) Land $85,000 Building $321,200 | $406,200 (+11.59%) Land $85,000 Building $321,200 |
| 2024 | $1,982.00 (+3.23%) | ||
| 2023 | $1,920.00 (+5.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $153,757 (+3.61%) | $364,000 (+16.03%) Land $70,000 Building $294,000 |
| 2022 | $1,825.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $148,405 | $313,700 Land $65,000 Building $248,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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