5686 Merlin Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5686 Merlin Way, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,869 sqft Living Area
Lot Size	15,158 sqft (0.348 acres)
Occupancy	Owner Occupied
Last Sale	$397,500 (2022)
Tax Bill	$4,713.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`23-26-30-0032-0001-0210`
Alternative APNs	`263023003200010210` `87092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,869 sqft Living Area
Gross Area	2,494 sqft Gross Area
1st Floor	1,869 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,158 sqft (0.348 acres)
Depth X Width	154 ft x 99.9 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	225 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5686 MERLIN WAY
City	SAINT CLOUD
State	FL
Zip	34772-7047
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CAMELOT UNIT 4 PB 6 PG 44 LOT 21
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CAMELOT UNIT 4
Legal Tract	32
Legal Block	210
Legal Lot Number	21
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records · APN 23-26-30-0032-0001-0210

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5686 MERLIN WAY, SAINT CLOUD, FL 34772-7047
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Jul 25, 2012 · Amount on Record
Deed Doc Number	2022157047
Deed Book / Page	6304 / 2810
Prior Transfer Date	Jul 16, 2012
Prior Transfer Doc	0043020862
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 25, 2022
Property Address	5686 MERLIN WAY, SAINT CLOUD, FL 34772-7047
Document Number	0063042810
Book / Page	6304 / 2810
Map Reference	MB 6 PG 44
Instrument Date	Oct 21, 2022
Instrument	2022157047
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,782.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9682 LAKE NONA VILLAGE PLACE APT 210, 210, ORLANDO, FL 32827-7324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5686 MERLIN WAY, SAINT CLOUD, FL 34772-7047

Mortgage

Document Number	0063042812
Date	Oct 25, 2022
Instrument	6304/2812

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2042

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,875.00 (+3.44%) Homeowner's exemption	$315,260 (+5.99%)	$383,100 (+11.56%) Land $85,000 Building $298,100
2024	$4,713.00 (+2.5%)
2023	$4,598.00 (+123.42%) Homeowner's exemption	$297,453 (+90.27%)	$343,400 (+15.43%) Land $70,000 Building $273,400
2022	$2,058.00 Homeowner's exemption	$156,333	$297,500 Land $65,000 Building $232,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.