Osceola County property record for 5692 Merlin Way, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,315 sqft · built 1993 |
| Lot Size | 0.635 acres (27,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Nov 2015) |
| Tax Bill | $4,404 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 87089 |
| Primary APN | 87089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,315 sqft Heated Area |
| Gross Area | 3,171 sqft |
| 1st Floor Area | 2,315 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,704 sqft (0.635 acres) |
| Lot Dimensions | 248 ft deep x 103 ft wide |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 38 sqft |
| Porch | Open Porch |
| Porch Area | 350 sqft |
| Deck Area | 659 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 87089 |
|---|---|
| Street Address | 5692 MERLIN WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1 |
| Legal Description | CAMELOT UNIT 4 PB 6 PG 44 LOT 18 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | CAMELOT |
| Legal Tract | 32 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Legal Unit | 4P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43304 |
Source: Osceola County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5692 MERLIN WAY, SAINT CLOUD, FL 34772-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2015 · Amount on Record |
| Deed Sale | Nov 18, 2015 · Amount on Record |
| Prior Sale | Sep 22, 2004 · Amount on Record |
| Deed Document Number | 2015172769 |
| Deed Book / Page | 4873 / 2186 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,404.00 (+6.09%) Homeowner's exemption | $288,961 (+5.99%) | $437,000 (+11.03%) Land $85,000 Building $352,000 |
| 2023 | $4,151.00 (+3.49%) Homeowner's exemption | $272,639 (+3%) | $393,600 (+14.69%) Land $70,000 Building $323,600 |
| 2022 | $4,011.00 Homeowner's exemption | $264,699 | $343,200 Land $65,000 Building $278,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: AT&T, Xfinity.
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