Osceola County property record for 5693 Merlin Way, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 1993 |
| Lot Size | 0.344 acres (15,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Mar 2020) |
| Tax Bill | $4,014 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 87085 |
| Primary APN | 87085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Heated Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 1,944 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.344 acres) |
| Garage Type | Finished |
| Garage Area | 463 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 38 sqft |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Deck Area | 938 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 87085 |
|---|---|
| Street Address | 5693 MERLIN WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMELOT UNIT 4 PB 6 PG 44 LOT 14 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | CAMELOT |
| Legal Tract | 32 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Legal Unit | 4P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87085
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5693 MERLIN WAY, SAINT CLOUD, FL 34772-7045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2020 · Amount on Record |
| Deed Sale | Mar 17, 2020 · Amount on Record |
| Prior Sale | Nov 27, 2019 · Amount on Record |
| Deed Document Number | 2020038485 |
| Deed Book / Page | 5693 / 2932 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5693 MERLIN WAY, SAINT CLOUD, FL 34772-7045 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5693 MERLIN WAY, SAINT CLOUD, FL 34772-7045 |
| Investor | Possibly a Property Investor |
| Document Number | 0061932479 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 6193/2479 |
| Instrument | 2022059168 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 07, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,014.00 (+6.19%) Homeowner's exemption | $267,165 (+5.99%) | $403,700 (+11.46%) Land $85,000 Building $318,700 |
| 2023 | $3,780.00 (+3.53%) Homeowner's exemption | $252,074 (+3%) | $362,200 (+14.73%) Land $70,000 Building $292,200 |
| 2022 | $3,651.00 Homeowner's exemption | $244,733 | $315,700 Land $65,000 Building $250,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Lumen Technologies | DSL | 140 / 20 |
May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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