5684 Ladderback, Holt, MI 48842 Property Records

Ingham County property record for 5684 Ladderback, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,689 sqft · built 2006
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Feb 2020)
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-20-253-014`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-20-253-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,689 sqft Living Area
1st Floor Area	863 sqft
Basement Area	863 sqft
Unfinished Basement	863 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,076 sqft (0.392 acres)
Lot Dimensions	149 ft deep x 114 ft wide
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Balcony Area	115 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5684 LADDERBACK
City	HOLT
State	MI
Zip	48842-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	LOT 91 MEADOW RIDGE NO. 4, SEC 20 T3N R2W. (NEW FOR 2005; PCL 20-200-017 SPLIT INTO MEADOW RIDGE NO.4: 20-250-010 TO -017,
Legal Range	02W
Legal Township	03N
Legal Section	20
Legal Subdivision	MEADOW RIDGE 04
Legal Lot Number	91
Legal Unit	91
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1005
Census Tract	5501

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5684 LADDERBACK, HOLT, MI 48842-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	20204925
Prior Transfer Date	Sep 26, 2011
Prior Transfer Doc	0000035216
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5684 LADDERBACK, HOLT, MI 48842-8689
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003581
Date	Jan 26, 2021
Instrument	2021-003581

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 13, 2020
Property Address	5684 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000004925
Map Reference	LB 56 PG 21
Instrument Date	Feb 6, 2020
Instrument	2020-004925
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,874.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5684 LADDERBACK, 5684, HOLT, MI 48842-8689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5629 HARPER RD, HOLT, MI 48842-8615

Mortgage

Document Number	0000004926
Date	Feb 13, 2020
Instrument	2020-004926

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,000 (+2.16%) Land $36,200 Building $119,800	$312,000 (+2.16%) Land $72,400 Building $239,600
2025	$7,054.00 (+21.45%) Homeowner's exemption	$152,700 (+18.19%) Land $36,200 Building $116,500	$305,400 (+18.19%) Land $72,400 Building $233,000
2023		$129,200 Land $27,400 Building $101,800	$258,400 Land $54,800 Building $203,600
2022	$5,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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