5675 Ladderback, Holt, MI 48842 Property Records

Ingham County property record for 5675 Ladderback, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,758 sqft · built 2017
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,868 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-20-254-004`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-20-254-004`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft
Basement Area	1,272 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	92.8 ft deep x 122 ft wide
Garage Type	Detached
Garage Area	686 sqft
Porch	Slab
Deck Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5675 LADDERBACK
City	HOLT
State	MI
Zip	48842-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	LOT 87 MEADOWRIDGE NO 4 ALSO PART OF W 1/2 OF SE 1/4 OF SEC 20 T3N R2W DESC AS: COM AT E 1/4 COR OF SEC 20 - S89?39'45"W
Legal Range	02W
Legal Township	03N
Legal Section	20
Legal Subdivision	MEADOW RIDGE
Legal Lot Number	87
Legal Unit	87
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	5501

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5675 LADDERBACK, HOLT, MI 48842-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Feb 13, 2018	Loan Modification, Mortgage DART BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5675 LADDERBACK, HOLT, MI 48842-8689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014886
Date	May 1, 2020
Instrument	2020-014886

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INGHAM MI
Property Address	5675 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000005711
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5675 LADDERBACK HOLT MI 488428689, HOLT, MI 48842-8689

Mortgage

Document Number	0000005711
Date	Feb 21, 2018
Instrument	5711

Lender

Name	DART BK
Type	Bank
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,200 (-32.97%) Land $50,000 Building $207,200	$514,400 (-32.97%) Land $100,000 Building $414,400
2025	$10,868.00 (+19.21%) Homeowner's exemption	$383,700 (+55.72%) Land $50,000 Building $333,700	$767,400 (+55.72%) Land $100,000 Building $667,400
2023		$246,400 Land $35,000 Building $211,400	$492,800 Land $70,000 Building $422,800
2022	$9,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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