5678 Ladderback, Holt, MI 48842 Property Records

Ingham County property record for 5678 Ladderback, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,639 sqft · built 2005
Lot Size	0.536 acres (23,348 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jun 2018)
Tax Bill	$6,604 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-20-253-039`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-20-253-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	848 sqft
Basement Area	848 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,348 sqft (0.536 acres)
Lot Dimensions	146 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	470 sqft
Porch	Slab
Deck Area	360 sqft
Balcony Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5678 LADDERBACK
City	HOLT
State	MI
Zip	48842-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	2014 LAND DIVISION/COMBO PARENT PARCELS 20-253-015 & 20-253-038. CHILD PARCEL 20-253-039. NW LOT 90 MEADOWRIDGE NO 4 & LOT
Legal Range	02W
Legal Township	03N
Legal Section	20
Legal Subdivision	LAND DIVISION
Legal Lot Number	90,136
Legal Unit	90,136
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1005
Census Tract	5501

Owner

5678 Ladderback is owned and occupied by two individuals who bought it in June 2018.

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5678 LADDERBACK, HOLT, MI 48842-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Jul 5, 2005 · Amount on File
Deed Document Number	201820693
Prior Transfer Date	Jun 17, 2005
Prior Transfer Doc	0000034884
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5678 LADDERBACK, HOLT, MI 48842-8689
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008097
Date	Feb 26, 2021
Instrument	2021-008097

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jun 7, 2018
Property Address	5678 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000020693
Map Reference	LB56 PG21
Instrument Date	Jun 1, 2018
Instrument	2018-020693
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5678 LADDERBACK, 5678, HOLT, MI 48842-8689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 GRAYFRIARS AVE, HOLT, MI 48842-2069

Mortgage

Document Number	0000020694
Date	Jun 7, 2018
Instrument	2018-020694

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5678 Ladderback was $6,604 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,500 (+1.91%) Land $42,300 Building $112,200	$309,000 (+1.91%) Land $84,600 Building $224,400
2025	$6,604.00 Homeowner's exemption	$151,600 Land $42,300 Building $109,300	$303,200 Land $84,600 Building $218,600
2023		$135,700 Land $32,100 Building $103,600	$271,400 Land $64,200 Building $207,200
2022	$5,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5678 Ladderback in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5678 Ladderback is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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