5681 Ladderback, Holt, MI 48842 Property Records

Ingham County property record for 5681 Ladderback, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,149 sqft · built 2005
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$516,000 (Jan 2025)
Tax Bill	$21,222 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-20-252-012`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-20-252-012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,149 sqft Living Area
1st Floor Area	2,257 sqft
Basement Area	2,409 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Lot Dimensions	36.2 ft deep x 877 ft wide
Garage Type	Detached
Garage Area	812 sqft

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	174 sqft
Balcony Area	404 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5681 LADDERBACK
City	HOLT
State	MI
Zip	48842-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	LOT 86, MEADOW RIDGE NO 4 ON NE 1/4 OF SEC 20 T3N R2W ALSO PART OF W 1/2 OF SE 1/4 OF SEC 20 T3N R2W DESC AS: COMM AT SW COR
Legal Range	02W
Legal Township	03N
Legal Section	20
Legal Subdivision	MEADOW RIDGE 04
Legal Lot Number	86
Legal Unit	86
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	5501

Owner

5681 Ladderback is owned and occupied by two individuals who bought it in January 2025.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5681 LADDERBACK, HOLT, MI 48842-8689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage DART BK
Jan 23, 2017	Trustee's Deed, Construction Loan · Construction Mortgage DART BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2025 · Amount on File
Deed Sale	Jan 8, 2025 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	2025517
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5681 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000003303
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5670 MCCUE RD HOLT MI 488428654, HOLT, MI 48842-8654

Mortgage

Document Number	0000003303
Date	Jan 27, 2017
Instrument	3303

Lender

Name	DART BK
Type	Bank
Address	LANSING, MI 48912

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 26, 2022

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	INGHAM MI
Recording Date	Jan 23, 2017
Property Address	5681 LADDERBACK, HOLT, MI 48842-8689
Instrument Date	Jan 9, 2017
Instrument	2506
Transaction Type	Construction Loan
Record Updated	Feb 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	LADDERBACK DR HOLT MI 48842, HOLT, MI 48842

Mortgage

Document Number	0000002506
Date	Jan 23, 2017
Instrument	2506

Lender

Name	DART BK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5681 Ladderback was $21,222.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,400 (+2.51%) Land $44,700 Building $265,700	$620,800 (+2.51%) Land $89,400 Building $531,400
2025	$21,222.00	$302,800 Land $44,700 Building $258,100	$605,600 Land $89,400 Building $516,200
2023		$279,100 Land $33,900 Building $245,200	$558,200 Land $67,800 Building $490,400
2022	$10,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5681 Ladderback in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5681 Ladderback is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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