5696 Ladderback, Holt, MI 48842 Property Records

Ingham County property record for 5696 Ladderback, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,041 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Dec 2009)
Tax Bill	$6,232 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-20-253-012`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-20-253-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,041 sqft Total Area
1st Floor Area	901 sqft
Basement Area	901 sqft
Unfinished Basement	901 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	116 ft deep x 83.1 ft wide
Garage Area	530 sqft

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	164 sqft
Patio Area	164 sqft
Balcony Area	239 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5696 LADDERBACK
City	HOLT
State	MI
Zip	48842-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	LOT 93 MEADOW RIDGE NO. 4, SEC 20 T3N R2W. (NEW FOR 2005; PCL 20-200-017 SPLIT INTO MEADOW RIDGE NO.4: 20-250-010 TO -017,
Legal Range	02W
Legal Township	03N
Legal Section	20
Legal Subdivision	MEADOW RIDGE
Legal Lot Number	93
Legal Unit	93
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1005
Census Tract	5501

Owner

Source: Ingham County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5696 LADDERBACK, HOLT, MI 48842-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2021	Intrafamily Transfer, Transfer
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2009 · Amount on Record
Deed Sale	Dec 7, 2009 · Amount on Record
Prior Sale	Jun 13, 2007 · Amount on Record
Deed Document Number	200947434
Deed Book / Page	3365 / 1140
Last Transfer Date	Jan 22, 2024
Transfer Doc	0000012357
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INGHAM MI
Recording Date	Jun 16, 2021
Property Address	5696 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000026713
Map Reference	LB 56 PG 21
Instrument Date	Jun 4, 2021
Instrument	2021-026713
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5696 LADDERBACK, HOLT, MI 48842-8689

Mortgage

Document Number	0000026714
Date	Jun 16, 2021
Instrument	2021-026714

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INGHAM MI
Recording Date	May 10, 2021
Property Address	5696 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000021270
Map Reference	LB 56 PG 21
Instrument Date	Apr 15, 2021
Instrument	2021-021270
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5696 LADDERBACK, HOLT, MI 48842-8689

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5696 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000041597
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5696 LADDERBACK HOLT MI 488428689, HOLT, MI 48842-8689

Mortgage

Document Number	0000041597
Date	Dec 12, 2018
Instrument	41597

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 11, 2028

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,600 (+3.46%) Land $27,200 Building $149,400	$353,200 (+3.46%) Land $54,400 Building $298,800
2025	$6,232.00 (+20.59%) Homeowner's exemption	$170,700 (+14.41%) Land $27,200 Building $143,500	$341,400 (+14.41%) Land $54,400 Building $287,000
2023		$149,200 Land $20,600 Building $128,600	$298,400 Land $41,200 Building $257,200
2022	$5,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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