5653 Ladderback, Holt, MI 48842 Property Records

Ingham County property record for 5653 Ladderback, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,378 sqft · built 2017
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,500 (Dec 2016)
Tax Bill	$8,544 (2025)
Deeds & Mortgages	Aug 2017 Construction Loan Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-20-276-019`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-20-276-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,378 sqft Living Area
1st Floor Area	1,146 sqft
Basement Area	1,146 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Slab
Deck Area	208 sqft
Balcony Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5653 LADDERBACK
City	HOLT
State	MI
Zip	48842-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	MEADOW RIDGE SUBDIVISION #5, LOT 153 SPLIT ON 08/23/2006 FROM 33-25-05-20-200-018;
Legal Subdivision	MEADOW RIDGE 05
Legal Lot Number	153
Legal Unit	153
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	5501

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5653 LADDERBACK, HOLT, MI 48842-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Construction Mortgage THE DART BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Dec 11, 2017	Loan Modification, Mortgage DART BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2016 · Amount on Record
Deed Sale	Dec 15, 2016 · Amount on Record
Deed Document Number	201643763
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5653 LADDERBACK, HOLT, MI 48842-8689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030493
Date	Aug 15, 2017
Instrument	2017-030493

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jun 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5653 LADDERBACK, HOLT, MI 48842-8689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013632
Date	Apr 21, 2020
Instrument	2020-013632

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INGHAM MI
Property Address	5653 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000045000
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5653 LADDERBACK HOLT MI 488428689, HOLT, MI 48842-8689

Mortgage

Document Number	0000045000
Date	Dec 18, 2017
Instrument	45000

Lender

Name	DART BK
Type	Bank
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,000 (+2.71%) Land $28,400 Building $183,600	$424,000 (+2.71%) Land $56,800 Building $367,200
2025	$8,544.00 (+19.8%) Homeowner's exemption	$206,400 (+14.35%) Land $28,400 Building $178,000	$412,800 (+14.35%) Land $56,800 Building $356,000
2023		$180,500 Land $21,600 Building $158,900	$361,000 Land $43,200 Building $317,800
2022	$7,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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