5653 Struthers Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 5653 Struthers Ct, Winter Haven, FL 33884

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,560 sqft · built 1985
Lot Size0.254 acres (11,056 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Jun 2025)
Tax Bill$3,165 (2025)
Deeds & MortgagesMar 2024 Sale
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-29-06-855550-000050

Property Details

APN / Parcel Number

Primary APN27-29-06-855550-000050
Alternative APNs
  • 062927855550000050
  • 62927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2016
Architectural StyleDuplex Single
Construction TypeMasonry / Concrete Block
Lot Area11,056 sqft (0.254 acres)
Lot Dimensions130 ft deep x 85 ft wide
View / LotDuplex
Canopy60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5653 STRUTHERS CT
CityWINTER HAVEN
StateFL
Zip33884-2620
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLAKE FOX SHORES PB 70 PG 20 LOTS 5 & N 10 FT OF 6
Legal Range27E
Legal Township29S
Legal Section06
Legal SubdivisionLAKE FOX SHORES
Legal Block1
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1019
Census Tract14123

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5653 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 22, 2021Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2025 · Amount on Record
Deed SaleJun 19, 2025 · Amount on Record
Prior SaleSep 22, 2021 · Amount on Record
Deed Document Number2025143029
Deed Book / Page13591 / 1098
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 25, 2024
Property Address5653 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0000067787
Book / Page13051 / 1284
Map ReferenceMB 70 PG 20
Instrument DateMar 20, 2024
Instrument2024067787
Transaction TypeTransfer
Record UpdatedApr 5, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address81 DUVAL RD, WINTER HAVEN, FL 33884-1511

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 DUVAL RD, WINTER HAVEN, FL 33884-1511

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 22, 2021
Property Address5653 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0000247023
Book / Page11903 / 1016
Map ReferenceMB 70 PG 20
Instrument DateSep 20, 2021
Instrument2021247023
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 HONEYSUCKLE DR, 131, BLAIRSVILLE, GA 30512-0753

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 DUVAL RD, WINTER HAVEN, FL 33884-1511

Mortgage

Document Number0119031017
DateSep 22, 2021
Instrument11903/1017
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,165.00 (+0.6%)$244,800 (+35.77%) Land $44,000 Building $133,541$244,800 (+35.77%) Land $44,000 Building $133,541
2023$3,146.00 (+6.93%)$180,302 (+8.19%) Land $42,000 Building $138,302$180,302 (+8.19%) Land $42,000 Building $138,302
2022$2,942.00$166,659 Land $35,000 Building $131,659$166,659 Land $35,000 Building $131,659

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims24 (1979–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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