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5657 Struthers Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 5657 Struthers Ct, Winter Haven, FL 33884

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,560 sqft · built 1984
Lot Size0.194 acres (8,455 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Mar 2025)
Tax Bill$2,524 (2025)
Deeds & MortgagesFeb 2024 Sale
Oct 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-29-06-855550-000040

Property Details

APN / Parcel Number

Primary APN27-29-06-855550-000040
Alternative APNs
  • 062927855550000040
  • 62927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area1,659 sqft
1st Floor Area1,560 sqft
Utility Area72 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2016
Architectural StyleDuplex Single
Lot Area8,455 sqft (0.194 acres)
Lot Dimensions130 ft deep x 65 ft wide
View / LotDuplex
PorchScreened Porch
Canopy60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5657 STRUTHERS CT
CityWINTER HAVEN
StateFL
Zip33884-2620
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLAKE FOX SHORES PB 70 PG 20 LOT 4
Legal Range27E
Legal Township29S
Legal Section06
Legal SubdivisionLAKE FOX SHORES
Legal Block1
Legal Lot Number4
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1019
Census Tract14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5657 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 19, 2020Grant Deed, Transfer
ATTORNEY ONLY
Nov 13, 2019Warranty Deed, Transfer
TITLE TEAM LLC
May 30, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleNov 13, 2019 · Amount on Record
Deed Document Number202569233
Deed Book / Page13483 / 735
Record UpdatedOct 29, 2026

February 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateFeb 13, 2024
Property Address5657 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0000034122
Book / Page13005 / 911
Map ReferenceMB 70 PG 20
Instrument DateOct 10, 2023
Instrument2024034122
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1466 E MICHIGAN ST, ORLANDO, FL 32806-4817

Transferred To (Grantee/Buyer)

NameVerified Name
Address1466 E MICHIGAN ST, ORLANDO, FL 32806-4817

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateOct 19, 2020
Property Address5657 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0114181511
Book / Page011418 / 001511
Instrument DateOct 15, 2020
Instrument220465
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1466 E MICHIGAN ST ORLANDO FL 328064817, ORLANDO, FL 32806-4817
InvestorPossibly a Property Investor

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 13, 2019
Property Address5657 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0110391439
Book / Page011039 / 001439
Instrument DateNov 8, 2019
Instrument240948
Transaction TypeTransfer
Record UpdatedNov 28, 2019
Title CompanyTITLE TEAM LLC

Transaction

AmountAmount Recorded
Tax$1,281.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1813 OSMAN AVE ORLANDO FL 328063373, ORLANDO, FL 32806-3373

May 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 30, 2018
Property Address5657 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0104991922
Book / Page010499 / 001922
Instrument DateMay 25, 2018
Instrument114795
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 19, 2018
Title CompanyTITLE TEAM LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5657 STRUTHERS CT WINTER HAVEN FL 338842620, WINTER HAVEN, FL 33884-2620

Mortgage

Document Number104991923
DateMay 30, 2018
Book Page010499/001923
Instrument114796
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,640 (+78.73%) Land $44,000 Building $142,821$287,640 (+17.5%) Land $44,000 Building $142,821
2025$2,524.00 (-20.18%)$160,934 (-15.12%)$244,800 (+29.11%) Land $44,000 Building $142,004
2023$3,162.00 (+7.81%)$189,611 (+8.59%) Land $42,000 Building $147,611$189,611 (+8.59%) Land $42,000 Building $147,611
2022$2,933.00$174,619 Land $35,000 Building $139,619$174,619 Land $35,000 Building $139,619

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims24 (1979–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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