Polk County property record for 5649 Struthers Ct, Winter Haven, FL 33884
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 2,350 sqft · built 1984 |
| Lot Size | 0.413 acres (18,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,500 (Oct 2001) |
| Tax Bill | $2,873 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 27-29-06-855550-000061 |
| Primary APN | 27-29-06-855550-000061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,350 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 2,350 sqft |
| Utility Area | 100 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Duplex Single |
| Lot Area | 18,003 sqft (0.413 acres) |
| View / Lot | Duplex |
| Porch | Screened Porch |
| Canopy | 72 sqft |
| Street Address | 5649 STRUTHERS CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2620 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAKE FOX SHORES PB 70 PG 20 LOT 6 LESS N 10 FT |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE FOX SHORES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14123 |
5649 Struthers Ct, a duplex, is owned by an individual who bought it in October 2001.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2158 CHELSEA DR, LOVELAND, CO 80538-4309 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2001 · Amount on File |
| Deed Sale | Oct 15, 2001 · Amount on File |
| Deed Book / Page | 4823 / 587 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5649 Struthers Ct was $2,873, down 13.4% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,037 (+1%) | $287,640 (+4.44%) Land $46,200 Building $138,130 | |
| 2025 | $2,873.00 (-13.41%) | $185,488 | $275,400 Land $46,200 Building $141,564 |
| 2024 | $3,318.00 (+9.36%) | ||
| 2023 | $3,034.00 (+7.63%) | $198,214 (+8.38%) Land $44,100 Building $154,114 | $198,214 (+8.38%) Land $44,100 Building $154,114 |
| 2022 | $2,819.00 | $182,882 Land $36,750 Building $146,132 | $182,882 Land $36,750 Building $146,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5649 Struthers Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 136.6 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5649 Struthers Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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