5641 Struthers Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 5641 Struthers Ct, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,512 sqft · built 1985
Lot Size	0.282 acres (12,301 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jan 2018)
Tax Bill	$3,452 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855550-000081`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855550-000081`
Alternative APNs	`062927855550000081` `62927000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	2,512 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	2,512 sqft
Utility Area	80 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Architectural Style	Duplex Single
Lot Area	12,301 sqft (0.282 acres)
Lot Dimensions	175 ft deep x 70 ft wide
View / Lot	Duplex

Exterior Amenities

Porch	Screened Porch
Shed	1 Shed
Canopy	172 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	5641 STRUTHERS CT
City	WINTER HAVEN
State	FL
Zip	33884-2620
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LAKE FOX SHORES PB 70 PG 20 LOT 8
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE FOX SHORES
Legal Block	1
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1019
Census Tract	14123

Owner

Source: Polk County records · APN 27-29-06-855550-000081

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1513 BELFIORE WAY, WINDERMERE, FL 34786-8134
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	Sep 14, 2001 · Amount on Record
Deed Document Number	201816492
Deed Book / Page	10375 / 1329
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 23, 2018
Property Address	5641 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number	0103751329
Book / Page	010375 / 001329
Instrument Date	Jan 22, 2018
Instrument	16492
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 BELFIORE WAY WINDERMERE FL 347868134, WINDERMERE, FL 34786-8134

Mortgage

Document Number	103751331
Date	Jan 23, 2018
Book Page	010375/001331
Instrument	16493

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,452.00 (-1.17%)	$160,934 (-22.88%)	$420,336 (+101.43%) Land $50,000 Building $148,328
2023	$3,493.00 (+7.58%)	$208,671 (+7.69%) Land $48,000 Building $160,671	$208,671 (+7.69%) Land $48,000 Building $160,671
2022	$3,247.00	$193,776 Land $40,000 Building $153,776	$193,776 Land $40,000 Building $153,776

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.