Polk County property record for 5645 Struthers Ct, Winter Haven, FL 33884
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 2,304 sqft · built 1985 |
| Lot Size | 0.556 acres (24,202 sqft) |
| Owner | Company Name on Record |
| Last Sale | $192,500 (Feb 2019) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | May 2023 Transfer Oct 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-06-855550-000070 |
| Primary APN | 27-29-06-855550-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 2,304 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Lot Area | 24,202 sqft (0.556 acres) |
| Lot Dimensions | 86 ft deep x 62 ft wide |
| View / Lot | Duplex |
| Garage Type | Attached |
| Garage Area | 852 sqft |
| Porch | Screened Porch |
| Canopy | 236 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|
| Street Address | 5645 STRUTHERS CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2620 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAKE FOX SHORES PB 70 PG 20 LOT 7 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE FOX SHORES |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1236 US HIGHWAY 17 92 N, HAINES CITY, FL 33844-9470 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 31, 2023 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 28, 2019 | Correction Deed, Transfer INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Feb 11, 2019 | Warranty Deed, Transfer INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on Record |
| Deed Sale | Feb 11, 2019 · Amount on Record |
| Prior Sale | Aug 15, 2005 · Amount on Record |
| Deed Document Number | 201927547 |
| Deed Book / Page | 10747 / 387 |
| Last Transfer Date | Apr 4, 2023 |
| Transfer Doc | 0000126557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 31, 2023 |
| Property Address | 5645 STRUTHERS CT, WINTER HAVEN, FL 33884-2620 |
| Document Number | 0000126557 |
| Book / Page | 12710 / 707 |
| Map Reference | MB 70 PG 20 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023126557 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 MALLARD CT, KISSIMMEE, FL 34759-4409 |
| Name | Verified Name |
|---|---|
| Address | 1236 US HIGHWAY 17 92 W # 17-92N, 17-92N, HAINES CITY, FL 33844 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 28, 2019 |
| Property Address | 5645 STRUTHERS CT, WINTER HAVEN, FL 33884-2620 |
| Document Number | 0110210018 |
| Book / Page | 011021 / 000018 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 228372 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1236 US HWY 17 N HAINES CITY FL 33844, HAINES CITY, FL 33844 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 11, 2019 |
| Property Address | 5645 STRUTHERS CT, WINTER HAVEN, FL 33884-2620 |
| Document Number | 0107470387 |
| Book / Page | 010747 / 000387 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 27547 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,347.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1236 US HWY 17 N HAINES CITY FL 33844, HAINES CITY, FL 33844 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,027 (+1%) | $287,640 (+4.44%) Land $55,000 Building $133,378 | |
| 2025 | $2,686.00 (-9.07%) | $160,934 (-20.1%) | $275,400 (+36.73%) Land $55,000 Building $137,727 |
| 2024 | $2,954.00 (-13.7%) | ||
| 2023 | $3,423.00 (+7.17%) | $201,423 (+6.99%) Land $52,800 Building $148,623 | $201,423 (+6.99%) Land $52,800 Building $148,623 |
| 2022 | $3,194.00 | $188,272 Land $44,000 Building $144,272 | $188,272 Land $44,000 Building $144,272 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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