5637 Ladderback, Holt, MI 48842 Property Records

Ingham County property record for 5637 Ladderback, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,429 sqft · built 2020
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,750 (Mar 2021)
Tax Bill	$10,190 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jan 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-20-276-017`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-20-276-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,429 sqft Living Area
1st Floor Area	1,603 sqft
Basement Area	1,603 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	134 ft deep x 80.1 ft wide
Garage Type	Detached
Garage Area	489 sqft
Porch	Slab
Balcony Area	13 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5637 LADDERBACK
City	HOLT
State	MI
Zip	48842-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	MEADOW RIDGE SUBDIVISION #5, LOT 155 SPLIT ON 08/23/2006 FROM 33-25-05-20-200-018;
Legal Subdivision	MEADOW RIDGE 05
Legal Lot Number	155
Legal Unit	155
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	5501

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5637 LADDERBACK, HOLT, MI 48842-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Jan 8, 2021	Deed of Trust, Mortgage · Construction Mortgage THE DART BANK
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Dec 18, 2020	Warranty Deed, Transfer BELL TITLE AGENCY/HASTINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	20218194
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5637 LADDERBACK, HOLT, MI 48842-8689
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037966
Date	Nov 12, 2019
Instrument	2019-037966

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	IONIA, MI 48846

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5637 LADDERBACK, HOLT, MI 48842-8689
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001268
Date	Jan 8, 2021
Instrument	2021-001268

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Mar 1, 2021
Property Address	5637 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000008194
Map Reference	LB 56 PG 49
Instrument Date	Feb 26, 2021
Instrument	2021-008194
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	BILL TITLE COMPANY, BELL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$404.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 KENDALE BLVD STE 200, 1650, EAST LANSING, MI 48823-2076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 BRIGANTINE DR, LANSING, MI 48911-8171

Mortgage

Document Number	0000008195
Date	Mar 1, 2021
Instrument	2021-008195

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Dec 18, 2020
Property Address	5637 LADDERBACK, HOLT, MI 48842-8689
Document Number	0000044518
Instrument Date	Dec 17, 2020
Instrument	44518
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	BELL TITLE AGENCY/HASTINGS

Transaction

Amount	Amount Recorded
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1650 KENDALE BLBD #200 EAST LANSING MI 48823, 200, EAST LANSING, MI 48823

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,300 (+3.38%) Land $28,700 Building $200,600	$458,600 (+3.38%) Land $57,400 Building $401,200
2025	$10,190.00 (+189%) Homeowner's exemption	$221,800 (+14.45%) Land $28,700 Building $193,100	$443,600 (+14.45%) Land $57,400 Building $386,200
2023		$193,800 Land $21,800 Building $172,000	$387,600 Land $43,600 Building $344,000
2022	$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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