Ingham County property record for 5630 Ladderback, Holt, MI 48842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,840 sqft · built 2013 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Aug 2013) |
| Tax Bill | $6,485 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-05-20-277-008 |
| Primary APN | 33-25-05-20-277-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Flooring | Laminate Plank |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 189 ft deep x 91.8 ft wide |
| Garage Type | Detached |
| Garage Area | 496 sqft |
| Porch | Slab |
| Deck Area | 364 sqft |
| Balcony Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5630 LADDERBACK |
|---|---|
| City | HOLT |
| State | MI |
| Zip | 48842-8689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT APP |
| Legal Description | MEADOW RIDGE SUBDIVISION #5, LOT 151 SPLIT ON 08/23/2006 FROM 33-25-05-20-200-018; |
| Legal Subdivision | MEADOW RIDGE 05 |
| Legal Lot Number | 151 |
| Legal Unit | 151 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5501 |
5630 Ladderback is owned and occupied by two individuals who bought it in August 2013.
Source: Ingham County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5630 LADDERBACK, HOLT, MI 48842-8689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2013 · Amount on File |
| Deed Sale | Aug 9, 2013 · Amount on File |
| Deed Document Number | 201338347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 5630 LADDERBACK, HOLT, MI 48842-8689 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5630 LADDERBACK, HOLT, MI 48842-8689 |
| Document Number | 0000044735 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-044735 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 5630 Ladderback was $6,485 with a homeowner's exemption.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Delhi Charter Township |
| Unified School District | Holt Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,500 (+1.82%) Land $36,500 Building $131,000 | $335,000 (+1.82%) Land $73,000 Building $262,000 | |
| 2025 | $6,485.00 Homeowner's exemption | $164,500 Land $36,500 Building $128,000 | $329,000 Land $73,000 Building $256,000 |
| 2023 | $141,900 Land $27,700 Building $114,200 | $283,800 Land $55,400 Building $228,400 | |
| 2022 | $5,387.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5630 Ladderback in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1978–2011) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5630 Ladderback is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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