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5633 Struthers Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 5633 Struthers Ct, Winter Haven, FL 33884

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 2,590 sqft · built 1985
Lot Size0.266 acres (11,574 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Jul 2023)
Tax Bill$4,630 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-29-06-855550-000100

Property Details

APN / Parcel Number

Primary APN27-29-06-855550-000100
Alternative APNs
  • 062927855550000100
  • 62927000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area2,590 sqft Living Area
Gross Area3,322 sqft
1st Floor Area2,096 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2001
Architectural StyleDuplex Single
Lot Area11,574 sqft (0.266 acres)
Lot Dimensions142 ft deep x 70 ft wide
View / LotDuplex
Garage TypeAttached
Garage Area592 sqft
PorchScreened Porch
Patio Area140 sqft
Boat AccessBoat Access

Location & Zoning

Street Address5633 STRUTHERS CT
CityWINTER HAVEN
StateFL
Zip33884-2620
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLAKE FOX SHORES PB 70 PG 20 LOT 10
Legal Range27E
Legal Township29S
Legal Section06
Legal SubdivisionLAKE FOX SHORES
Legal Block1
Legal Lot Number10
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1019
Census Tract14123

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5633 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Warranty Deed, Transfer · FHA Mortgage
AMERICAN BANCSHARES MORTGAGE LLC
May 8, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
May 6, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleMay 8, 2020 · Amount on Record
Deed Document Number2023166318
Deed Book / Page12766 / 1472
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 18, 2023
Property Address5633 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0000166318
Book / Page12766 / 1472
Map ReferenceMB 70 PG 20
Instrument DateJul 6, 2023
Instrument2023166318
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9414 147TH RD, LIVE OAK, FL 32060-6221

Transferred To (Grantee/Buyer)

NameVerified Name
Address5633 STRUTHERS CT, WINTER HAVEN, FL 33884-2620

Mortgage

Document Number0127661476
DateJul 18, 2023
Instrument12766/1476
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 8, 2020
Property Address5633 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0112291477
Book / Page011229 / 001477
Instrument DateMay 6, 2020
Instrument94105
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9414-147 ROAD LIVE OAK FL 32060, LIVE OAK, FL 32060

Mortgage

Document Number112291479
DateMay 8, 2020
Book Page011229/001479
Instrument94106
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 7, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5633 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number0115402091
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanyINTEGRITY FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5633 STRUTHERS CT WINTER HAVEN FL 338842620, WINTER HAVEN, FL 33884-2620

Mortgage

Document Number0115402091
DateJan 15, 2021
Book Page011540/002091
Instrument12448
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 14, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,630.00 (+10.34%) Homeowner's exemption$396,096 (+52.13%)$420,336 (+61.44%) Land $50,000 Building $200,601
2023$4,196.00 (+7.78%)$260,368 (+9.28%) Land $48,000 Building $212,368$260,368 (+9.28%) Land $48,000 Building $212,368
2022$3,893.00$238,251 Land $40,000 Building $198,251$238,251 Land $40,000 Building $198,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims24 (1979–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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