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56345 Buffalo Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56345 Buffalo Dr, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,721 sqft · built 1979
Lot Size0.63 acres (27,443 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Aug 2019)
Tax Bill$2,401 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009-338-195-00

Property Details

APN / Parcel Number

Primary APN009-338-195-00

Interior

Full Baths2 Baths
Building Area1,721 sqft Building Perimeter
1st Floor Area1,721 sqft
Basement Area1,721 sqft
Unfinished Basement1,721 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area27,443 sqft (0.63 acres)
Lot Dimensions175 ft deep x 157 ft wide
Garage Area1,536 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address56345 BUFFALO DR
CityTHREE RIVERS
StateMI
Zip49093-9134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 195 & S 1/2 OF LOT 196 TAMARAC #5 SEC 5 T6S R11W (BDRY CHG W/009-338-196-00 3/01)
Legal Range11W
Legal Township06S
Legal Section05
Legal SubdivisionTAMARAC #5
Legal Lot Number195,196
JurisdictionST JOSEPH MI
Township / Civil DivisionLOCKPORT
Census Block Group2
Census Block2007
Census Tract40100

Owner

56345 Buffalo Dr is owned and occupied by an individual who bought it in August 2019.

Source: St. Joseph County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address56345 BUFFALO DR, THREE RIVERS, MI 49093-9134
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Line of Credit
KELLOGG COMMUNITY CREDIT UNION
Aug 21, 2019Warranty Deed, Transfer · Conventional Mortgage
KELLOGG COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2019 · Amount on File
Deed SaleAug 21, 2019 · Amount on File
Prior SaleSep 26, 2001
Deed Book / Page1971 / 264
Prior Transfer DateAug 14, 2019
Prior Transfer Doc01971/0264
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Recording DateAug 4, 2026
Property Address56345 BUFFALO DR, THREE RIVERS, MI 49093-9134
Document Number0000006291
Instrument DateJul 29, 2026
Instrument20266291
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address56345 BUFFALO DR, THREE RIVERS, MI 49093-9134

Mortgage

Document Number0000006291,
DateAug 4, 2026
Instrument20266291
Lender
NameKELLOGG COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.43%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateAug 21, 2019
Property Address56345 BUFFALO DR, THREE RIVERS, MI 49093-9134
Document Number01971/0264
Book / Page1971 / 0264
Map ReferenceLB 6 PG 42-45
Instrument DateAug 14, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address58524 W PLEASANT VIEW CT, 58524, THREE RIVERS, MI 49093-8551

Transferred To (Grantee/Buyer)

NameVerified Name
Address56345 BUFFALO DR, THREE RIVERS, MI 49093-9134

Mortgage

Document Number0001971267
DateAug 21, 2019
Instrument1971/267
Lender
NameKELLOGG COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 56345 Buffalo Dr was $2,401 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionLockport Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,300 (+1.69%) Land $13,200 Building $125,100$276,600 (+1.69%) Land $26,400 Building $250,200
2025$2,401.00 Homeowner's exemption$136,000 Land $12,300 Building $123,700$272,000 Land $24,600 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56345 Buffalo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 56345 Buffalo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20

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