5615 E Eloika Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 5615 E Eloika Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,348 sqft · built 1923
Lot Size	10 acres (439,520 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Dec 2021)
Tax Bill	$3,210 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39234.9088`

Property Details

APN / Parcel Number

Primary APN	`39234.9088`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,098 sqft
Upper Floors Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	439,520 sqft
Patio Area	32 sqft
Canopy	307 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	5615 E ELOIKA RD
City	CHATTAROY
State	WA
Zip	99003-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	23-29-43 S 582.88 FT OF SE1/4 OF SE1/4 LYG NELY OF ELOIKA LAKE RD
Legal Range	43
Legal Township	29
Legal Section	23
Legal Subdivision	ELOIKA LAKE
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4012
Census Tract	10304

Owner

5615 E Eloika Rd is owned by two individuals who bought it in December 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3800 NARVAEZ AVE, SAN JOSE, CA 95136-1210
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Dec 10, 2021	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W
Nov 17, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Aug 10, 2007 · Amount on File
Deed Document Number	20217160079
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5615 E ELOIKA RD, CHATTAROY, WA 99003-7731
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007184986
Date	Mar 1, 2022
Instrument	7184986

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 10, 2021
Property Address	5615 E ELOIKA RD, CHATTAROY, WA 99003-7731
Document Number	0007160079
Instrument Date	Dec 9, 2021
Instrument	7160079
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Tax	$8,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 NARVAEZ AVE, SAN JOSE, CA 95136-1210

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5615 E ELOIKA RD, CHATTAROY, WA 99003-7731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006996432
Date	Nov 17, 2020
Instrument	6996432

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5615 E Eloika Rd was $3,210, up 9.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,210.00 (+9.89%)	$389,960 Land $114,360 Building $275,600	$389,960 Land $114,360 Building $275,600
2025	$2,921.00
2024		$370,370 (+91.38%) Land $77,270 Building $293,100	$370,370 (+91.38%) Land $77,270 Building $293,100
2023	$2,909.00 (+58.53%)	$193,530 Land $58,230 Building $135,300	$193,530 Land $58,230 Building $135,300
2022	$1,835.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5615 E Eloika Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5615 E Eloika Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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