5212 E Eloika Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 5212 E Eloika Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,224 sqft · built 1993
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jul 2025)
Tax Bill	$2,337 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39234.9039`

Property Details

APN / Parcel Number

Primary APN	`39234.9039`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	1,224 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	222,156 sqft
Garage Type	Attached
Garage Area	1,548 sqft
Pole Barn	954 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5212 E ELOIKA RD
City	CHATTAROY
State	WA
Zip	99003-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	23-29-43 PTN OF SE1/4 DAF; BEG AT PT ON W LN & SWLY R/W LN OF ELOIKA LAKE RD TH SELY ALG SD R/W LN 425.58FT TO TRUE POB TH CONT SELY ALG SD R/W LN 692.06FT TH S49DEG 06MIN 49SDS W457.06FT TO THREAD OF LITTLE SPOKANE RIVER TH NWLY ALG SD THREAD 599FT
Legal Range	43
Legal Township	29
Legal Section	23
Legal Subdivision	ELOIKA LAKE
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1000
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5212 E ELOIKA RD, CHATTAROY, WA 99003-7734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jul 25, 2025	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 29, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC
Jul 29, 2020	Quit Claim Deed, Transfer HORIZON CU
Jun 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Jan 27, 2012 · Amount on Record
Deed Document Number	20257430484
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0006948861
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5212 E ELOIKA RD, CHATTAROY, WA 99003-7734
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007448131
Date	Oct 20, 2025
Instrument	7448131

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Aug 1, 2035

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 25, 2025
Property Address	5212 E ELOIKA RD, CHATTAROY, WA 99003-7734
Document Number	0007430484
Instrument Date	Jul 23, 2025
Instrument	7430484
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 E ELOIKA RD, CHATTAROY, WA 99003-7734

Mortgage

Document Number	0007430485
Date	Jul 25, 2025
Instrument	7430485

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0007430486
Date	Jul 25, 2025
Instrument	7430486

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 29, 2020
Property Address	5212 E ELOIKA RD, CHATTAROY, WA 99003-7734
Document Number	0006948840
Instrument Date	Jul 24, 2020
Instrument	6948840
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5212 E ELOIKA RD CHATTAROY WA 990037734, CHATTAROY, WA 99003-7734

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 29, 2020
Property Address	5212 E ELOIKA RD, CHATTAROY, WA 99003-7734
Document Number	0006948861
Instrument Date	Jul 24, 2020
Instrument	6948861
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	WFG INSURED

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5212 E ELOIKA RD CHATTAROY WA 990037734, CHATTAROY, WA 99003-7734

Mortgage

Document Number	6948862
Date	Jul 29, 2020
Instrument	6948862

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2035

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 15, 2018
Property Address	5212 E ELOIKA RD, CHATTAROY, WA 99003-7734
Document Number	0006716727
Instrument Date	Jun 9, 2018
Instrument	6716727
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$49.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5212 E ELOIKA RD CHATTAROY WA 990037734, CHATTAROY, WA 99003-7734

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,337.00 (+40.95%)	$484,460 (+67.52%) Land $119,460 Building $365,000	$484,460 (+67.52%) Land $119,460 Building $365,000
2025	$1,658.00 (-5.04%)	$289,200 (+31.16%) Land $93,600 Building $195,600	$289,200 (+31.16%) Land $93,600 Building $195,600
2024		$220,500 (+10.53%) Land $103,900 Building $116,600	$220,500 (+10.53%) Land $103,900 Building $116,600
2023	$1,746.00 (-7.62%)	$199,500 Land $100,400 Building $99,100	$199,500 Land $100,400 Building $99,100
2022	$1,890.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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