5905 E Eloika Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 5905 E Eloika Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,433 sqft · built 1978
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Oct 2021)
Tax Bill	$3,445 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39252.9038`

Property Details

APN / Parcel Number

Primary APN	`39252.9038`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	896 sqft
Upper Floors Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5905 E ELOIKA RD
City	CHATTAROY
State	WA
Zip	99003-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	25-29-43 PTN OF NW1/4 LYG NLY OF ELOIKA LAKE RD & VALLEY R D EXC BEG AT NW COR OF SEC 25 TH E ALG N LN OF SD SEC 150.24FT TO TRUE POB TH E242.76FT TO NLY R/W OF VALLEY RD TH SWLY ALG SD R/W 182FT TH N41DEG 57MIN 47SDS W139.07FT TO TRUE POB
Legal Range	43
Legal Township	29
Legal Section	25
Legal Subdivision	ELOIKA LAKE
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4012
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5905 E ELOIKA RD, CHATTAROY, WA 99003-7729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage WASHINGTON TRUST BANK
Dec 13, 2018	Deed of Trust, Mortgage · VA Mortgage WASHINGTON TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	20217141038
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 22, 2021
Property Address	5905 E ELOIKA RD, CHATTAROY, WA 99003-7729
Document Number	0007141038
Instrument Date	Oct 20, 2021
Instrument	7141038
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 E ELOIKA RD, CHATTAROY, WA 99003-7729

Mortgage

Document Number	0007141039
Date	Oct 22, 2021
Instrument	7141039

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5905 E ELOIKA RD, CHATTAROY, WA 99003-7729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006940755
Date	Jul 10, 2020
Instrument	6940755

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	9921

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5905 E ELOIKA RD, CHATTAROY, WA 99003-7729
Document Number	0006770041
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5905 E ELOIKA RD CHATTAROY WA 990037729, CHATTAROY, WA 99003-7729

Mortgage

Document Number	0006770041
Date	Dec 18, 2018
Instrument	6770041

Lender

Name	WASHINGTON TR BK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,445.00 (+15.33%)	$459,100 (+19.06%) Land $60,000 Building $399,100	$459,100 (+19.06%) Land $60,000 Building $399,100
2025	$2,987.00 (-1.29%)
2024		$385,600 (+42.78%) Land $34,000 Building $351,600	$385,600 (+42.78%) Land $34,000 Building $351,600
2023	$3,026.00 (+18.9%)	$270,060 Land $32,660 Building $237,400	$270,060 Land $32,660 Building $237,400
2022	$2,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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